BSA Officer

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BSA Officer

Risk, Audit & Compliance Regular Full-Time Reedsville, PA, US

2 days ago Requisition

Kish is seeking an experienced BSA Officer to lead and strengthen our Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) compliance programs. This critical leadership role is responsible for developing, implementing, and administering the Bank’s BSA/AML/CFT compliance framework while ensuring adherence to all applicable regulatory requirements.

The ideal candidate is a strategic compliance professional with deep expertise in BSA, AML, CFT, OFAC, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), suspicious activity monitoring, SAR reporting, and regulatory examinations. This position plays a key role in protecting the Bank, supporting business partners, and fostering a strong culture of compliance throughout the organization.

Key Responsibilities BSA, AML, CFT & OFAC Program Management

• Manage and maintain an effective BSA/AML/CFT compliance program aligned with the Bank’s risk profile and risk appetite.
• Develop, implement, and administer BSA, AML, CFT, OFAC, CIP, CDD, and EDD policies, procedures, and risk assessments.
• Ensure timely reporting, filing, and documentation of all required BSA and OFAC reports.
• Monitor regulatory developments and implement changes necessary to maintain compliance with BSA, AML, CFT, OFAC, USA PATRIOT Act, and related regulations.
• Evaluate and enhance transaction monitoring systems and reporting processes to improve detection of suspicious activity.
• Collaborate with Operational, Retail, Lending and Technology staff to improve processing efficiencies and ensure effective, efficient, and accurate transmission of information between origination, servicing, and monitoring systems.

Suspicious Activity Monitoring & Investigations

• Lead investigations involving suspicious, unusual, or potentially illegal activities.
• Prepare, review, approve, and submit Suspicious Activity Reports (SARs) and other required regulatory filings.
• Chair SAR Committee meetings and ensure decisions and documentation are maintained in accordance with regulatory expectations.
• Present investigative findings, due diligence documentation, and recommendations to management and the SAR Committee.
• Coordinate with local, state, and federal law enforcement agencies and financial institutions as appropriate.

Risk Assessment & Regulatory Compliance

• Maintain the Bank’s BSA/AML/CFT internal control structure to effectively identify, measure, monitor, and control risk.
• Coordinate and validate information for the annual BSA/AML/CFT and OFAC Risk Assessments.
• Ensure comprehensive Customer Due Diligence and Enhanced Due Diligence programs are maintained across the Bank.
• Assess the effectiveness of compliance monitoring tools, risk indicators, and due diligence processes.

Audit & Examination Management

• Lead coordination of internal audits, independent validations, and regulatory examinations related to BSA, AML, CFT, OFAC, and USA PATRIOT Act compliance.
• Manage the collection, review, validation, and submission of audit and examination materials.
• Respond to auditor and examiner requests while maintaining appropriate documentation and supporting records.

Leadership & Training

• Foster a culture of compliance through daily interactions and leadership.
• Develop and oversee the Bank’s BSA training program to ensure all bank employees receive role-appropriate regulatory training.
• Support ongoing education initiatives to improve organization-wide awareness of suspicious activity reporting requirements.
• Supervise, coach, develop, and…