Expert of Anti-fraud

This role is conducted within the vision, mission, and strategic plan of the Insurance Authority. Serving as the enterprise’s subject-matter authority on fraud analytics and investigation, the Expert of Anti-fraud safeguards financial integrity by translating complex data into actionable intelligence and resilient controls. Reporting to the Anti-fraud Director, this role will anticipate and neutralise emerging fraud typologies, orchestrate high-stakes investigations, and embed cutting-edge detection capabilities across all channels.

By aligning practice with regulatory mandates and Board-defined risk appetite, the position fortifies customer trust, revenue, and brand standing. Continuous innovation, external collaboration, and knowledge transfer ensure the organisation remains ahead of an evolving threat landscape and the associated operational and reputational risks.

• Analyse large-scale transactional and behavioural data sets to identify emerging fraud typologies and quantify enterprise exposure across digital and branch channels.
• Develop and continuously tune statistical models, business-rules, and machine-learning features within the corporate fraud-monitoring platform in partnership with Data Science and IT.
• Lead deep-dive investigations of high-value or complex fraud alerts, collect evidence, document findings, and recommend loss-recovery or customer-remediation actions.
• Liaise with Legal Counsel and external law-enforcement to compile case files, submit incident reports, and provide expert testimony where criminal or civil action is pursued.
• Recommend enhancements to preventive and detective controls—such as KYC, device intelligence, velocity limits, and step-up authentication—and coordinate technical implementation with IT Security.
• Validate control effectiveness through scenario testing, red-team simulations, and back-testing, ensuring residual risk remains within Board-approved appetite levels.
• Prepare concise dashboards, root-cause analyses, and thematic reports for the Anti-fraud Director and business-line owners, highlighting key metrics, trends, and emerging threats.
• Advise product managers, marketing teams, and operations leaders on fraud-risk implications of new features, campaigns, and third-party integrations during design-review forums.
• Maintain up-to-date knowledge of regional regulations (e.g., AML, CTF, data privacy) and translate requirements into internal standards, procedures, and playbooks.
• Deliver targeted training, awareness sessions, and coaching to frontline staff to strengthen first-line detection capability and foster a culture of fraud-risk ownership.
• Evaluate new analytics tools, consortium data feeds, and vendor solutions, preparing cost-benefit analyses and pilot-test plans to inform investment decisions.
• Perform other job duties as assigned.

• Bachelor’s Degree in Business Administration, Finance, Accounting, or related field

• Relevant certification is preferred

• 4+ years with Bachelor’s degree, 2+ years with Master’s degree
• Position relevant experience is required.

• English (C1), Arabic (C2)

• Ethics & Integrity
• Effective Communication
• Personal Competence
• Analysis and Problem Solving
• Risk Analytics and Mapping
• Investigation Tools and Methods