Senior Decision Scientist

Senior Decision Scientist – Capitec

Apply to the Senior Decision Scientist role at Capitec.

• To solve business problems, create new products and services, and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques - translating active business data into usable strategic information.
• To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.
• To help build and deliver Capitec's AI strategy, enabling data-led and improved business decision making.
• To design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

• Honours Degree in Mathematics or Statistics

• Masters Degree in Mathematics or Statistics

• Minimum:
  Experience and knowledge conditional on qualifications. Statistical (predictive and classification) model development and deployment principles (traditional scoring, machine learning, quantitative analysis).
• At least one Machine Learning language (Python or SAS Viya).
• Business analysis and requirements gathering.
• General business know‑how (risk, compliance, operations – e.g., NCR, POPIA, SARB).
• Cloud environments (Azure, AWS, relational databases).
• Functional business area (Credit) environment knowledge and experience.
• Developing scorecards from scratch.
• Underlying theory and application of machine learning models.
• Best practices for decision science (re‑usability, reproducibility, continuous monitoring).

• Over 5 years’ experience in an analytical science role.
• Working with multiple teams to deliver predictive models into a production environment.
• Experience in the financial sector.
• Credit environment / industry experience.
• Bank decision science lifecycle knowledge.

• Numerical reasoning skills
• Researching skills
• Analytical skills
• Problem‑solving skills
• Decision‑making skills
• Planning, organising and coordination skills
• Attention to detail
• Presentation skills
• Interpersonal & relationship‑management skills
• Communications skills

• Clear criminal and credit record.

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Mid‑Senior level

Full‑time

Engineering and Information Technology

Banking