Motor Underwriter

Job Description

Motor Underwriter – Twickenham – On site

Support the Underwriters and Underwriting Director by:

• Responding to email referrals & manage internal and external queries. This includes referral to Insurers where required.
• Maintain the correct administration & filing for the Insurer & product files
• Responsible for in house referrals from the sales team
• Assist in the generation of scheme performance data using company systems.
• Keep up to date with the company’s products and relevant external events that could affect underwriting decisions.
• Make confident decisions in line with business rules and processes.
• Be the first point of contact for the sales floor for underwriting queries.
• Able to present risks to bespoke underwriters and agree terms.
• Understand underwriting performance and have experience of monitoring insurer loss ratios.
• To always present the company in a professional and confident manner
• Work closely with Operations in relation to Compliance matters.

Person specification:

• Understand how to implement processes and procedures. Can confidently manage priorities effectively.
• Able to produce consistently high-quality information within tight deadlines.
• Demonstrates strong attention to detail.
• Capable of managing relationships – internal and external at all levels within business.
• Have a desire to learn new skills and challenge the ‘status quo’ to develop personal and achieve business objectives.
• Take an active role in supporting and maintaining the company values and culture.
• Have good PR/interpersonal skills, have outstanding communication and reporting skills, problem analysis and listening ability.
• Contributes to team effort by accomplishing related results as needed.

Qualifications and experience:

• Must have an understanding of bespoke/niche Motor Insurance
• Must be able to understand underwriting performance and have experience of monitoring insurer loss ratios
• Manage external relationships with insurers
• Be the first point of contact for the sales floor for underwriting queries
• Have a minimum of 2 years’ experience of personal lines Motor insurance
• Must display an understanding of Motor insurance risks factors and be able to demonstrate this to a high level
• Must have experience of Motor insurance schemes