Underwriter - Buy-to- Mortgages

Are you an experienced mortgage underwriter ready to take ownership of complex cases from start to finish?

Do you take pride in making sound lending decisions that directly shape the success of a growing specialist lender?

Want to join a team where your attention to detail and credit expertise genuinely make an impact every day?

If so, apply today and take the next step in your underwriting career with West One.

• Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
• Proactively managing a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers to help ensure service excellence is maintained.
• Recommending and referring cases to Credit Committee where credit committee approval is required.
• Liaising with introducers, valuers and solicitors.
• Overseeing cases from inception through to completion.

• Pass internal competency tests post induction.
• Attention to detail.
• Ability to work as part of a team.
• Good written and verbal communication skills.

• A strong understanding of FCA regulation.
• Experience underwriting mortgage applications, specifically within the BTL market.
• CeMAP (desirable, not essential).

• Flexible.
• Articulate.
• Well organised.
• Robust and comfortable working to deadline and under pressure.

At West One, we’re growing quickly and looking for talented people to join our journey. You’ll receive the training, tools, and support you need to succeed, with clear career development opportunities.

Alongside this, we offer a competitive benefits package, including private medical healthcare and paid volunteer days.

Ready to take the next step in your career and make an impact in specialised property finance? Apply today and grow with us!