Senior Actuarial Pricing Analyst

Job title: Senior Actuarial Pricing Analyst

Job location: Remote

Reason for hiring: New Role

Salary Range: The expected base salary range for this position is $110,000 - $140,000

The Common well Mutual Insurance Group isn’t just another insurance company — we’re a property & casualty mutual insurer with deep roots in Ontario communities. We’re proud to lead the industry by offering a mutual experience grounded in history, opportunity, and exceptional service.

At The Common well, we believe in profitable growth, creativity, development, and having fun while doing meaningful work. We support work-life balance and take pride in delivering on our promises.

What sets us apart? Our commitment to authentic personal relationships. While technology helps make the process easier, it’s the human connection that truly makes the difference.

At The Common well, we’re all about Protecting Individuals, Together. Our vision is to create a workplace where everyone can thrive, be their authentic selves, and bring their whole self to work.

We are committed to inclusion in recruitment, hiring, professional development, and advancement. We actively work to eliminate bias from our processes and welcome diversity of thought, background, and experience.

We promote open dialogue, offer unconscious bias and inclusivity training, and support employee resource groups to ensure that diverse perspectives are heard and valued.

As The Common well continues to build and mature its in-house actuarial capabilities, this role will help shape pricing methodologies, tools, and governance processes. You will work closely with business leaders to embed actuarial insight into decision-making and influence how pricing evolves across the organization.

The Senior Actuarial Pricing Analyst plays a key role in the development, refinement, and monitoring of pricing strategies across Personal Lines Auto and Residential Property, and Specialty Lines insurance. Reporting to the Director, Portfolio Management & Member Innovation, this position supports data-driven pricing decisions through rigorous actuarial analysis, research, modeling, and collaboration with internal stakeholders. The Analyst contributes to portfolio profitability, regulatory compliance, and continuous improvement of rating structures, methodologies, and tools across all supported product lines.

You are an actuarial professional who brings energy, curiosity, and care to your work. You thrive in a collaborative environment and enjoy solving complex problems that drive real business impact. You are comfortable working with ambiguity, building new approaches, and influencing others through insight and data. Some key qualities you bring:

• Strategic and analytical thinker with a business mindset
• Confident communicator who can translate complex concepts into clear insights
• Collaborative partner who builds trust across technical and non-technical teams
• Experience with rating engines such as Guidewire is an asset
• Exposure to Commercial, Farm, or Specialty lines is considered an asset

• Lead the design and enhancement of rating models, factors, and methodologies across Auto, Property, and Specialty lines.
• Perform quarterly rate indications for each Line of Business and provide commentary on rate adequacy
• Prepare and present rate indication results and recommendations to leadership, supporting pricing and filing decisions
• Leverage actuarial insight to support business strategy, pricing decisions, and portfolio management, considering product performance, market dynamics, and regulatory requirements
• Ensure rate indications are reviewed and documented in alignment with internal governance and regulatory expectations

• Post-secondary education in Actuarial Science, Mathematics, Statistics, Data Science, Finance, Economics, or a related field
• Working toward ACAS/FCAS designation strongly preferred
• Minimum 2–5 years of P&C actuarial or pricing experience, ideally spanning Personal Auto, Residential Property, or Commercial/Farm product lines
• Completion of at least 4 actuarial exams is required
• Demonstrated experience…