Commercial Credit Operations Specialist

Job Summary

The Commercial Credit Operations Specialist supports the commercial lending function by preparing documents, onboarding, and imaging commercial loan documents. They perform tasks related to collateral on commercial loans and are responsible for various reporting functions and administrative tasks to support the Credit Operations Department.

• Accurate and timely preparation of commercial loan documents along with review functions to ensure compliance with regulatory requirements and bank policies.
• Onboarding and servicing functions related to commercial loans on the bank’s core system, including maintenance functions, processing payments, reviewing various notices and reports, and checking back the prior day’s work. Works also with charge‑off and non‑accrual loans.
• Responsible for storing documents and configuring commercial loans in the document imaging system.
• Works with various aspects of collateral to ensure collateral is perfected and lien position is maintained, including filings and searches at state and county levels, and performs tracking functions to ensure current insurance coverage and paid real estate taxes.

• Assists with creation and maintenance of procedural documents related to job functions.
• Performs administrative functions as needed and other duties as assigned.

• Experience with complex, high‑dollar loans and attorney‑prepared loan documents.
• Knowledge of sub‑limits, letter of credits, and understanding of loan agreements.
• Self‑motivated, detail‑oriented, excellent organizational, communication and customer service skills.
• Team orientation, ability to support others within the department.
• Ability to work under deadlines, multitask, and independently.
• High regard for details, error detection, and follow‑through on corrections.
• Adaptability to change, general understanding of the lending function, and general knowledge of computer software applications including the bank’s loan platforms.

We offer the opportunity for career growth and development in a professional and pleasant working environment. Competitive salary and exceptional benefits package including:

• Health Insurance – Dacotah Bank pays 100% of the premium, family and individual coverage
• Dental Insurance – Dacotah Bank pays 100% of the premium, family and individual coverage
• Health Savings Account
• Life Insurance for the employee and family
• Paid Vacation and Sick Time
• Retirement Plan Options
• Additional Perks and Benefits

Entry level

Full-time

Consulting, Information Technology, and Sales

Banking