Senior Auditor; Banking Operations & Internal Audit

MMC Group is hiring an experienced Staff or Senior Auditor (Banking Operations & Internal Audit) to join an established, publicly traded regional financial institution here in Texas! The client is Headquartered in Abilene, TX. Preference would be for this person to work on-site, however, the client is open to candidates working out of any of their Branches throughout Texas!

This role is responsible for the planning and execution of comprehensive internal audits across core commercial banking functions, lending/credit, operations, finance, and trust/wealth management divisions.

The ideal candidate brings prior audit experience within a regulated banking environment or a public accounting firm, a solid foundation in banking compliance and operational risk, and the analytical rigor to evaluate internal control adequacy. Working closely with audit leadership and operational business units, this individual will deliver high-quality work papers, actionable recommendations, and oversight of issues through final remediation.

• Audit Execution & Testing: Plan and execute risk-based operational, financial, and compliance audits across banking operations, credit administration, commercial lending, retail products, trust services, and corporate support functions.
• Internal Control Evaluation: Test key control environments to identify policy deviations, operational weaknesses, compliance gaps, and emerging risk exposures against federal and state banking regulations.
• Audit Reporting: Draft clear, objective, and timely audit reports and work papers that articulate findings, define root causes, and present practical, value-add recommendations to executive management.
• Regulatory & External Examination Support: Serve as a functional liaison for third-party, state, and federal regulatory exams; coordinate request lists, review documentation, and assist with exam scheduling.
• Co-Source & Outsource Oversight: Review the work quality, documentation, and workpaper integrity of external co-sourced audit partners to ensure alignment with institutional standards.
• Issue Remediation & Validation: Monitor management’s corrective action plans and independently test/validate the sustainability of fixes prior to audit issue closure.
• Entity Risk Assessments: Conduct semi-annual risk assessments across assigned auditable business units to identify emerging operational changes and calibrate audit frequency.
• Audit Innovation: Incorporate data analytics, audit automation tools, and continuous monitoring techniques into audit programs to improve test coverage and operational efficiency.

• Education: Bachelor’s degree in Accounting, Finance, Economics, or a related field (equivalent practical banking experience may be considered).
• Experience: Minimum of 3+ years of progressive audit or risk management experience within a regulated financial institution (commercial bank, thrift, or credit union) or a Big Four / top-tier public accounting firm auditing financial institutions.
• Banking Domain Knowledge: Hands‑on experience auditing one or more of the following: commercial/retail banking operations, credit and lending, treasury/finance, trust and asset management, or regulatory compliance.
• Controls & Regulatory Acumen: Solid understanding of internal control frameworks (COSO), banking regulations (FDIC, OCC, Federal Reserve guidelines), and risk assessment methodologies.
• Workpaper Standards: Demonstrated capability to maintain well‑organized, audit‑ready work papers adhering to Institute of Internal Auditors (IIA) standards.

• Relevant professional credentials (CPA, CIA, CAMS, CRCM, or CFSA).
• Prior experience assessing trust, wealth management, or treasury operations.
• Exposure to audit management platforms and data interrogation tools (e.g., ACL, IDEA, SQL, Power BI).
• Experience assisting with regulatory exams or evaluating outsourced audit providers.

• Strong analytical thought and sound professional skepticism when assessing complex control environments.
• Excellent report‑writing skills with the ability to summarize complex technical findings for executive committees and audit leadership.
• High discretion and integrity when reviewing confidential and sensitive financial information.
• Collaborative mindset with effective stakeholder communication and negotiation capabilities.