Senior Officer- Secure Lending OPS

Overview

The GCOO is an enablement that supports business growth of First Abu Dhabi Bank’s Consumer Banking Business, meets the service aspirations of all our customers and remains an independent assurance provider of credit quality through sound credit risk, product and market knowledge.

• Preparing documentation such as loan offer letters, consent letters and other ad hoc letters for conventional real estate (Escan & Estate Finance).
• Reviewing all documents and maintaining accuracy with regards to loan amounts, interest rates, fee recovery and other terms and conditions in line with bank policy and procedures.
• Ensuring rectification of any discrepancies raised at time of document vetting.
• Signing as maker for all disbursal, internal memos which are sent to Loan Operations.
• Processing as maker in system related activities such as CAS, LMS, etc.
• Preparing conventional real estate (Escan & Estate Finance) loans instructions after all documentation is in order and sending to Loan Operations for processing.
• Updating deferral & post-disbursal documents MIS and ensuring timely submission & updating respective MIS.
• Lodgement of disbursal and other documents.
• Acting as a backup during the absence of other staff and as needed.
• Executing any special tasks assigned by Management from time to time.
• Maintaining records related to admin functions (inward/outward mail statements, acknowledgements and other important correspondence).
• Checking if applications are complete with all required documents and ensuring proper filing before security documents are sent for lodgement.
• Receiving and recording all requests in respective MIS.
• Processing all transactions as per the approved DOA for Credit and Business.
• Ensuring all queues are zero at the end of the day.

• Bachelor’s in Commerce Major in Management Accounting.
• Knowledge &
  
  Experience:
  
  6-8 years’ experience in Consumer Banking with at least 6 years’ experience in mortgage & Real Estate loans in admin/OPS functions.
• Skills:
  
  Knowledge and use of banking software systems, basic PC skills and MS applications (Excel/Word); good command of English; strong knowledge of the bank’s financial system; strong knowledge of banking products, mortgage & personal banking functions; good knowledge of UAE legal environment & Central Bank regulations; decision making, ability to work under pressure, attention to detail.

• Seniority level:
  Not Applicable
• Employment type:
  
  Full-time
• Job function:
  Other, Information Technology, and Management
• Industries:
  Banking