Lead - Risk Governance & Analytics

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Complying with regulatory requirements for Prepare annual and periodic ICAAP and Stress Testing report

Develop and maintain annual recovery planning framework in coordination with Finance Running regulatory stress test bottom-up as per CBUAE requirements as per the required frequency

Developing and running internal credit risk stress testing for all relevant portfolios

Proactively reviewing other regulatory guidelines local and international related to risk governance from time to time

Risk monitoring and reporting for senior management

Support in preparing quarterly Risk Dashboard and enhance the same on regular basis Submission of relevant information to MRC BRC Board Preparation of granular portfolio risk reports

Maintenance of Credit Lens or other risk rating tools

Contribute and provide risk related inputs into RAROC or any other credit related system

Risk Governance Risk Appetite Development and maintenance of Risk Appetite Statement and Caps Limits Credit Strategy Portfolio Caps Guidance on Industry Standards Outlook Maintenance and update of gap assessment of all regulatory requirements related to Risk Governance area

Risk Policies Framework Timely maintenance and update of risk governance policies and ensure implementation of these policies Review of policies owned by credit and product program owned business Guidance on Regulatory Issues pertaining to Risk and Credit aligning the policies in line with CBUAE guidelines

Others Work as a back-up for IFRS9 calculation and related work Developing and maintenance of risk data infrastructure related to above activities

Supporting data management team to identify the sources automate the sourcing establish mechanism to measure monitor and improve data quality and any other tasks to meet CBUAE requirements on data management

Any other work assigned by Head of the Department CROTo work in co-ordination with other departments of the Bank specifically CRM CAD Monitoring IT and Finance Co-ordination with internal and external auditors in relation to areas of credit risk

Master’s degree such as Chartered Accountant (CA), MBA Finance, or Risk Management certification

Over 8-10 years of Banking

Experience with 5-7 years in Risk Governance/ Credit Risk/AnalyticsMS Office (Excellent), Credit Lens, Impairment Calc., etc.

Knowledge of Credit Risk Assessment, Basel, Pillar III, ICAAP, Recovery Planning, IFRS 9 ECL, CBUAE guidelines etc.

Preferred Qualifications , Skills & Experience Risk Management certifications such as FRM, PRM etc.

Knowledge of program language(s), would be an advantage

Risk Management Regulatory Compliance Financial Analysis