Credit Limits Manager - Credit Facilities

Credit Limits Manager - Credit Facilities Job Snapshot Role:
Credit Limits Manager

Location:

Abu Dhabi, UAE Industry: Banking Function:
Credit Review-Analysis

Experience:

Minimum 5 years in similar credit facility positions Job Type: Full Time

Position Overview First Abu Dhabi Bank (FAB) is seeking an experienced Credit Limits Manager for an on-site role in Abu Dhabi, UAE. The position is responsible for managing credit limits related to credit facilities, overseeing limit encoding and control activities, and guiding team members through day-to-day credit administration transactions. The role requires strong control over approved credit terms, banking systems, operational procedures, regulatory requirements, and service standards across FAB Head Office, representative offices, and international branches.

• Authorize, process, and encode credit limits accurately in the bank 's systems according to approved credit terms.
• Maintain bank and country limits in accordance with relevant credit approvals.
• Ensure accurate application of interest rates, commissions, fees, and charges.
• Authorize, process, and maintain CCIB obligor details based on requests received from UAE and international branches and in accordance with applicable local regulations.
• Process day-to-day transactions including loan memos, processing tickets, PPC discounting and settlements, SVC, and related activities.
• Manage monthly activities, including annual reviews of credit limits in GLCMS.
• Process provisioning instructions, customer grade changes, suspension of interest, and relevant write-off entries.
• Prepare and authorize Liability and No Liability Certificates and Letters.
• Encode and process approved bank and country limits.
• Process uploads of interest-rate codes into relevant banking systems.

The role prepares and authorizes instruction memos to Loan Operations covering disbursements, repayment changes, settlements, facility maintenance, and collection of applicable fees. Responsibilities also include preparing instructions to the Client Service team for the release of excess margins held against facilities according to approved terms, as well as handling instructions relating to overdraft pricing linked to fixed deposits, loan instalment deferrals, changes in interest rates, and extensions of loan maturity dates.

• Maintain compliance with approved Standard Operating Procedures, Service Level Agreements, Delegation of Authority, bank policies, and applicable regulatory requirements.
• Keep current with relevant UAE Central Bank regulations, legal requirements, and Corporate Credit guidelines.
• Report Key Risk Indicators and operational loss incidents within required timelines.
• Maintain proactive communication with key stakeholders to support operational continuity and prevent process breaches.
• Work within FAB Group policies and established organisational and governance frameworks.
• Maintain strong controls with the objective of preventing unauthorized policy or regulatory breaches, high-risk errors, near misses, and income leakage.
• Maintain appropriate reconciliation, tracer, activity tracking, archiving, and other housekeeping controls.
• Support satisfactory internal, regulatory, risk, and external audit outcomes.
• Work with the Line Manager to strengthen tools and processes for identifying and managing business-as-usual risks within the unit.

• Support Team Leaders in distributing work among team members and maintaining the smooth flow of daily transactions.
• Monitor work-submission channels, including email and workflow management systems, to assist with task allocation and completion.
• Respond promptly to service requests,…