Auditor - Wealth & Retail Banking; WRB) Nationals

We are seeking a skilled and analytical Auditor to join Group Internal Audit (GIA), supporting the Wealth & Retail Banking (WRB) portfolio. The role is responsible for delivering risk-based audits, providing independent assurance on key risks and controls, identifying opportunities for improvement, and supporting continuous monitoring activities. The successful candidate will use data-driven audit techniques, contribute to innovation within the audit function, and help strengthen the Bank's risk and control environment.

• Support the development and maintenance of risk assessments and risk-based audit plans.
• Identify emerging risks, control weaknesses, and changes in the business environment requiring audit focus.
• Contribute to audit scoping, planning, and testing programmes.
• Provide insights to support audit prioritisation and coverage decisions.

• Deliver audit engagements in line with Group Internal Audit methodology and professional standards.
• Conduct fieldwork, review evidence, draft audit findings, and support audit report preparation.
• Ensure audits are completed within agreed timelines and quality standards.
• Promote efficiency, consistency, and continuous improvement in audit execution.

• Monitor audit issues and management action plans through to closure.
• Validate remediation actions to ensure root causes have been appropriately addressed.
• Escalate overdue, ineffective, or high-risk remediation matters where required.
• Provide guidance on evidence requirements and effective issue resolution.

• Perform ongoing monitoring to identify emerging risks and control concerns.
• Build constructive relationships with stakeholders while maintaining independence and objectivity.
• Clearly communicate audit findings, risk impacts, root causes, and recommendations.

• Apply data analytics to enhance risk identification, testing coverage, and audit efficiency.
• Support the development of automated and data-led audit approaches.
• Use data visualisation and analytical techniques to identify trends, anomalies, and control indicators.
• Contribute to audit innovation, methodology enhancements, and digital transformation initiatives.

• Support regulatory reviews, external audit engagements, and quality assurance activities.
• Contribute to audit committee, risk, and governance forum papers where required.
• Participate in knowledge-sharing, training, and cross-functional collaboration activities.
• Support annual planning, risk assessment updates, and continuous improvement initiatives.

• Demonstrate professional scepticism, integrity, and the highest standards of ethical conduct.
• Take ownership of continuous professional development across audit, business, risk, and analytics disciplines.
• Proactively identify, escalation, and support the resolution of risk, conduct, and compliance matters.

• Champion the Group’s Values and Code of Conduct.
• Maintain the highest standards of ethics, regulatory compliance, and business conduct.
• Ensure compliance with all applicable laws, regulations, and internal policies.
• Collaboratively identify, escalation, mitigate, and resolve risk and compliance concerns.

• Embed the Group’s brand promise, Here for good, in daily activities.
• Undertake additional responsibilities as required under Group, Country, Business, or Functional policies.
• Maintain an up-to-date understanding of role requirements, regulatory expectations, and business developments.

• Audit Methodology and Audit…