Manager, Underwriting

To formulate underwriting strategies ensuring risk alignment with business goals. Implement innovative underwriting models to optimize efficiency and profitability. Establish compliance-driven underwriting frameworks to mitigate risks and enhance financial performance. Oversee underwriting team development, fostering continuous improvement and alignment with industry best practices.

Responsibilities

• Formulate underwriting policies ensuring risk alignment, profitability, and regulatory compliance while optimizing decision‑making for sustainable business growth.
• Initiate process improvements integrating automation and analytics to enhance underwriting accuracy, efficiency, and competitive advantage in the market.
• Foster collaboration between underwriting, sales, and claims teams to align strategies, improve coordination, and streamline underwriting workflows.
• Implement risk assessment frameworks incorporating market intelligence, predictive analytics, and underwriting best practices to optimize portfolio performance.

• Manage underwriting operations, oversee risk assessments and ensuring policy terms align with corporate risk appetite and industry standards.
• Monitor market trends, analyzing underwriting performance data to refine strategies and maintain competitive positioning within the industry.
• Enhance pricing models through data‑driven methodologies, ensuring profitable underwriting decisions and risk‑adjusted premium structures.
• Oversee policy renewals, ensuring compliance with underwriting standards and risk mitigation protocols while maintaining client satisfaction.
• Develop and maintain strong relationships with brokers and clients, promoting business growth and customer retention.
• Plan and present underwriting performance reports, providing insights for leadership to drive strategic decision‑making.
• Promote adherence to regulatory frameworks, underwriting guidelines, and corporate risk governance policies.
• Implement digital underwriting tools to streamline workflows, enhance efficiency, and improve risk evaluation processes.

• Establish quality benchmarks, ensuring underwriting decisions adhere to internal and external regulatory standards for risk assessment.
• Monitor underwriting performance metrics, identifying areas for improvement and implementing corrective measures to enhance decision accuracy.
• Enhance underwriting service excellence by implementing best practices to improve response time and policy issuance efficiency.

• Manage and motivate underwriting teams, fostering a high‑performance culture and continuous development mindset.
• Oversee training initiatives, ensuring underwriters develop expertise in risk assessment, compliance, and emerging underwriting techniques.
• Foster a culture of continuous learning, encouraging knowledge sharing and innovation in underwriting practices.

• Bachelor’s degree in Finance, Risk Management, Insurance, or a related field.
• Master’s degree in Finance, Risk Management, Insurance, or a related field.
• Certified Insurance Underwriter (CIU), or equivalent are a plus.

• Minimum 8-10 years of experience in underwriting, with at least 2 years in a senior leadership role.