Senior Software Engineer
Job Description
Mal is pioneering the future of ethical banking as the world’s first AI-powered, Sharia-compliant neobank. Our mission is to deliver modern, trustworthy, and truly inclusive financial services to Muslims worldwide—combining cutting-edge technology with unwavering ethical values. As a Senior Software Engineer at Mal, you will join a high-caliber team dedicated to building the next generation of digital banking, grounded in Islamic principles and world-class engineering standards.
We are organising around business domains, empowering engineers to own end-to-end problem solving in areas such as Growth, Payments & Core Banking, Cards & Accounts, and Customer domains. We are seeking leaders, not coders—engineers with deep banking experience who are passionate about creating impactful, high-quality solutions that transform how communities experience finance.
Key Responsibilities- Expect to work with different coding languages, different parts of the repo, and even different stacks. No such a thing as I'm mobile, front or back. We are looking for software engineers who can solve business problems, no matter what
- Lead end-to-end solution design and delivery for a core business domain (Growth, Payments, Cards, Accounts, or Customers)
- Collaborate directly with product, compliance, and design stakeholders to translate business requirements into scalable technical solutions
- Set the bar for code quality, security, and maintainability throughout the software development lifecycle
- Mentor, coach, and guide engineers within your domain to foster a culture of excellence and ethical responsibility
- Drive architectural decisions, ensuring solutions are robust, compliant, and aligned with Islamic financial principles
- Identify and resolve complex technical and business challenges proactively
- Most of the time you will be interacting with multiple different stakeholders and doing work that most would consider "product" or "business" work
- Expect to spend most of your time working on the backend as we adopt backend-driven development
- Proven track record delivering complex software solutions in banking or fintech domains
- Deep understanding of banking products, regulatory requirements, and industry best practices
- Demonstrated leadership in cross-functional engineering teams, driving projects from concept to production
- Ability to architect, implement, and optimize solutions independent of tech stack or programming language
- Commitment to delivering secure, reliable, and auditable code
- Strong problem-solving skills with a focus on business outcomes and customer impact
- Excellent communication skills with the ability to collaborate across technical and non-technical teams
- Expert in at least one coding language, no matter which
- Experience in Islamic banking, finance, or Sharia-compliant products
- Exposure to AI/ML-driven financial services or digital banking platforms
- Familiarity with cloud-native architectures and Dev Ops practices
- Track record of scaling products in a high-growth startup environment
- Contributions to open source or fintech communities
- Establish technical direction and delivery plan for your assigned business domain
- Conduct in-depth analysis of existing systems, identifying and addressing key gaps
- Deliver at least one major feature or capability aligned with Mal's business priorities
- Mentor and onboard new engineers, raising the team's technical and ethical standards
- Ensure all domain solutions meet regulatory, security, and Sharia compliance requirements
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