Market President Ada

Overview

The Market President is responsible for the administration and efficient daily operation of full-service branch offices in predefined geographic market. Promotion of Bank products and services that support overall Bank objectives. Oversight responsibilities as community liaison for specific market, as well as developing and expanding their community bank’s asset base through the profitable growth of its market share of retail and commercial lines of business.

Ensuring the Bank’s personnel comply with all policies, procedures, and regulations applicable to the Bank. Must represent the Bank with pride while developing a strong market presence, ensuring the Bank maintains its position as a community citizen and leader.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

• In partnership with the Branch Manager, Chief Lending Officer, and the SVP of Retail Operations, establishes and monitors branch goals, growth strategies, business development strategies, networking opportunities, customer quality standards, and team development to ensure branches within market meet established expectations.
• Directly supervises and manages a team of commercial lenders providing coaching, counseling, and reinforcement to develop the commercial team’s skills. Conducts regular sales meetings with commercial lending and retail banking teams. Must continually monitor the execution of the team and respond accordingly, holding team members accountable for their results. Must have a proven ability to mentor, energize, and motivate.
• Participate in community affairs and public relations initiatives aimed at improving the Bank’s visibility and enhancing new business opportunities.
• While working within established loan policy, regulatory guidelines, and the Bank’s risk tolerance, exercises appropriate discretion in analyzing merits of specific credit and loan prospect requests. Establishes and negotiates terms under which credit will be extended or denied.
• Provides superior level of customer service while actively managing commercial banking relationships. Responds and resolves customer inquiries, identifies new opportunities, and maintains complete understanding of customer’s financial profile and objectives. Monitors loan repayment activities and takes necessary action to collect on delinquent accounts. Ensures customers’ depository, cash management and investment needs are identified and met.
• Develops information and makes loan presentations to appropriate loan committees.
• In concert with market’s branch managers, ensures loan/deposit volumes and income/expense levels are within budget.
• Maintains thorough knowledge of new and current regulations.
• Makes recommendations for personnel regarding employment, training, performance rating, salary changes, promotions, transfers, terminations, career enhancements and staffing. This includes actively participating in the recruitment and retention of team members.
• Exercises a willingness and commitment to adhere to the Bank’s core values.
• Identify and report risks that could impede the reputation, safety, security, or financial success of the Bank.

• Acts as resource by demonstrating extensive knowledge and enthusiasm about banking solutions and management objective.
• Supports team customers development by focusing on their innate talents and developing those into areas of strengths.
• Listens to and advocates for team customers to ensure their engagement needs are met.
• Supports team customer performance by establishing annual goals, setting clear expectations, and providing continual coaching.
• Creates a culture of accountability that celebrates progress as often as outcomes.
• Builds relationships that create trust and allow two-way dialogue.

• Analytical Skills - Ability to use thinking and reasoning to solve a problem.
• Business Acumen - Ability to grasp and understand business concepts and issues.
• Rela…