Loan Officer - Auto Finance

Westlake Financial is the largest privately held auto‑finance company in the United States, growing at 30% year‑over‑year and supported by $2.26 billion in assets. We hire people who share our purpose and passion to help over 22,000 dealer partners across North America bring affordable financing to customers.

As a leader in the auto‑finance industry, we provide innovative lending solutions, a dynamic work environment, and a commitment to diversity and inclusion. If you’re passionate about helping people achieve their financial goals and thrive in a collaborative, high‑energy setting, we’d love to have you on our team.

Westlake Financial Services is seeking a dedicated and results‑driven Loan Officer to join our Auto Finance team. You will assess and approve auto loans, working closely with car dealerships and clients to evaluate applications and provide exceptional service.

• Review and process auto loan applications, ensuring they meet company and regulatory requirements.
• Analyze applicants’ financial backgrounds, credit histories, and other relevant information to assess risk and determine loan eligibility.
• Make loan approval or rejection decisions based on financial data, risk analysis, and company guidelines.
• Build and maintain strong relationships with car dealerships, providing guidance on loan products and criteria.
• Ensure all loan files comply with state and federal lending regulations, complete all necessary documentation, and update loan records accurately.
• Provide excellent customer service to clients by addressing inquiries, assisting with loan requirements, and offering financial guidance.
• Work closely with the sales team to maximize loan opportunities, support marketing initiatives, and promote our products to new and existing clients.
• Regularly report on loan performance, application volume, and approval/decline rates to provide insights and support business objectives.

• 2–4 years of experience in loan origination or underwriting, preferably in auto finance or consumer lending.
• Bachelor’s degree in finance, business, or a related field (preferred) or equivalent experience.
• Strong analytical skills with the ability to assess financial data and make sound lending decisions.
• Excellent communication skills, both verbal and written, to effectively interact with dealerships, clients, and internal teams.
• High level of attention to detail, ensuring accuracy in documentation and compliance with regulatory standards.
• Proficiency in financial software, loan origination systems, and Microsoft Office Suite (Excel, Word, Outlook).
• In‑depth knowledge of auto finance lending practices, credit analysis, and risk assessment.
• Familiarity with state and federal regulations governing consumer lending.
• Understanding of credit scoring models and loan approval criteria.
• Strong customer service orientation with a commitment to client satisfaction.
• Ability to work independently, meet deadlines, and manage multiple tasks in a fast‑paced environment.
• Results‑oriented with a proactive approach to identifying opportunities for loan growth and process improvements.

• Experience working with car dealerships and a network of automotive industry contacts.
• Knowledge of Westlake Financial Services’ products and processes.

• Annual total compensation $110,000 (includes bonuses).
• Annual base salary $47,985.60 ($23.07 hr).
• Starting compensation will be determined at the time of hire and will depend on geographic location, skill set, experience, education, credentials, and licensure when applicable.

• Medical, dental, and vision benefits.
• Life insurance and long‑term disability plans.
• Flexible spending account.
• 401(k) matching.
• Employee stock ownership program.
• Wellness programs.
• Metro Tap card and Metro‑link reimbursement (Los Angeles employees only).
• Discounts on parks, museums, movie tickets, and attractions.
• Annual flu shot.
• Paid vacation, sick days, and holidays.
• HGym (Los Angeles & Dallas offices).
• Rental car discounts, Dell member purchase program, UKG Wallet.

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

We are an equal‑opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.