Senior Risk Manager

Overview

Visas Global Risk organization is seeking a Senior Manager to join its team to manage Digital Payment risks across Qatar and Kuwait. As the face of Risk the senior managers external obligation is to ensure Visas interactions with clients partners merchants and other third parties on risk-related matters are well informed effective and collectively moving the Visa ecosystem towards a stronger state.

Internally the RM Managers obligation is to leverage our market knowledge and presence to ensure Visas risk-related policies programs and frameworks are aligned with current and future business demands.

Reporting directly to the Senior Director Risk GCC this individual contributor role requires frequent collaboration with internal stakeholders across the QK cluster and GCC and CEMEA regions.

• Market Knowledge:
  Ensure deep awareness of the markets pulse payment system and other risks to clients operating in each market and the past and present tactics being deployed to mitigate these risks.
• Business Alignment:
  Align Visas risk-related objectives and activities with Visas business goals in the same area in order to maximize long-term growth.
• Relationship Management:
  Engage key stakeholders (clients partners law enforcement government and others) to secure support for Visas goals and address identified risks.
• Thought Leadership:
  Differentiate Visa through out-of-box thinking and demonstrating thought leadership to payment system stakeholders on risk issues pulling from local regional and global sources.
• Communication:
  Ensure strong communication and provide marketplace feedback around Visas risk related programs and policies and other activities.

• Develop and execute client engagement plans and materials to help clients optimize fraud performance mitigate fraud and data compromise events promote stronger authentication and data security and help enforce Visas external risk programs and policies.
• Align Visas risk-related objectives and activities with Visas business goals in the same area to maximize long-term growth.
• Promote Visa Risk Products Capabilities and Solutions within the assigned clients portfolio to differentiate Visa in the Payments Ecosystem.
• Drive customized risk engagements and provide focus to key clients fintechs merchants and emerging payment stakeholders.
• Deliver client engagement plans and materials to help clients optimize fraud performance determine the type and frequency of engagements.
• Provide Risk analytics support for the markets supported for existing clients & other stakeholder engagements.
• As a risk expert the role will collaborate with Central Europe Middle East and Africa (CEMEA) Risk team members client account executives Merchant Sales and Acceptance (MS&A) Visa Rules Visa Consulting and Analytics (VCA) Data scientists Product leaders and Visa Ethics & Compliance to deliver innovative risk strategies fraud reduction opportunities and payment system intelligence.
• Lead ad-hoc projects in support of overall risk and corporate initiatives.
• Participate in market forums (e.g. clients law enforcement regulators industry participants) and drive consumer awareness campaigns of payment system stakeholders to drive greater awareness and support for Visas payment system risk strategy.
• Be the point of reference in all risk-related engagement with regulatory and industry bodies.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• Experience in managing fraud risk transaction monitoring operations and suspicious transaction review.
• Experience with the credit risk landscape across the credit lifecycle.
• Good understanding of and experience with acquiring risk with hands-on application experience improving the acquiring risk posture of an entity.
• Good understanding of illegitimate transaction flow typologies root causes and key signs.
• Managed third-party risk assessment responsibility for evaluating risk controls and reviewer of risk control reporting in the organization.
• Self-starter with excellent communication skills both oral and written.
• Ability to drive results with multiple stakeholders and cultivate strong and trusted relationships with internal stakeholders clients partners and regulators.

Preferred Qualifications

• Bachelors degree (post-graduate qualifications preferred) with 7 years of progressive experience working in the payment services / financial industry
• Strong understanding of Digital Payment risks and current or emerging payment system risk trends across Middle East & Africa
• Experience in managing fraud risk transaction monitoring operations and credit operations
• Ability to influence at mid to senior levels both internally and externally.
• Excellent written oral and presentation skills and an ability to synthesize complex and technical information into clear recommendations on course of action.
• Detail orientation and strong analytical skills willingness to think…