Deposit Compliance Officer AVP

We are recruiting for a direct hire AVP Deposit Compliance Officer opportunity with a well-established banking organization. This role serves as a subject matter expert for deposit compliance, consumer protection, branch banking, digital banking, payment regulations, and deposit operations. This is an excellent opportunity for a compliance professional who enjoys high-visibility work, cross-functional collaboration, and direct interaction with senior leadership, operations teams, auditors, and regulators.

The environment is professional, stable, and team-oriented, with an emphasis on sound banking practices, strong compliance culture, community involvement, and continuous improvement. The AVP Deposit Compliance Officer will play a key role in strengthening the compliance framework, supporting regulatory change management, conducting second-line monitoring and testing, and helping ensure the bank remains aligned with applicable federal and state banking regulations.

• Serve as a subject matter expert for deposit operations, consumer protection, branch banking, digital banking, and payment-related regulations.
• Coordinate regulatory change management activities, including identifying, researching, implementing, and monitoring new or updated requirements.
• Conduct compliance monitoring and testing, including scope development, testing scripts, transaction reviews, work papers, and reporting.
• Partner with branch banking, branch operations, central operations, compliance, audit, and senior leadership to support policy implementation and issue resolution.
• Prepare compliance reports for senior management and board-level review, including findings, trends, risks, and remediation status.
• Assist with complaint reviews, audits, examinations, reporting requirements, recordkeeping, and other compliance initiatives.

• Salary range: $85,000 to $140,000 per year.
• Job type:
  Direct hire.
• Work arrangement: in-office role.
• Location:
  
  Alameda, CA. Recruiter-provided details also reference Santa Rosa or Walnut Creek office options.
• Minimum of 10 CRA volunteer hours per year, typically scheduled during business hours.
• CRA volunteer time is compensable, and mileage is reimbursed.

• Lead deposit compliance monitoring and testing activities across branch, digital banking, payment, and deposit operations functions.
• Support regulatory change management and implementation of federal and state banking compliance requirements.
• Prepare compliance reporting for senior management, board review, audits, examinations, and issue follow-up.
• Collaborate with business units to evaluate controls, resolve compliance concerns, and strengthen policies and procedures.
• 5 to 6 years of banking compliance experience for AVP-level consideration, with a focus on deposit operations and consumer protection.
• Strong knowledge of federal and state banking regulations, including Reg E, Reg DD, BSA/AML, UDAAP, and related consumer protection requirements.
• Ability to conduct compliance testing, monitoring, research, documentation, and regulatory analysis.
• Experience working with branch banking, deposit operations, digital banking, payments, audits, or regulatory examinations.
• Proficiency with Microsoft Office Suite, core banking systems, banking operations software, and GRC tools.
• Ability to read, interpret, and apply technical, legal, and regulatory language.
• Strong written and verbal communication skills, including the ability to present findings clearly to leadership.
• Highly organized, detail-oriented, analytical, and able to manage multiple priorities in a fast-paced environment.
• Self-motivated with sound judgment, confidentiality, critical thinking, and strong problem-solving skills.
• Ability to work independently and collaboratively across departments with minimal supervision.

• CRCM certification preferred.
• 5 to 8 years of experience may support consideration for a higher-level VP Deposit Compliance Officer role.
• Experience training bank staff or leadership on deposit compliance and regulatory requirements.
• Experience reviewing marketing collateral, disclosures, customer complaints, compliance policies, and procedures.
• Prior involvement with independent audits, state examinations, federal regulatory examinations, or board-level compliance reporting.

The Know Your Rights poster is available here:…