IT Business Analyst

Senior business analyst – commercial banking, core banking & lending technology the senior business analyst will serve as a strategic liaison across commercial and private banking, operations, technology, compliance, risk, data governance, implementation partners, and other cross functional teams. This role requires a high-caliber professional with strong commercial banking, core banking, and lending experience; advanced data analysis skills using sql and python;

hands-on familiarity with relevant technology platforms; and the ability to translate complex business needs into clear functional, non-functional, technical, data, reporting, control, and integration requirements. The analyst will support end-to-end solution delivery, leverage data-driven insights to identify business and operational improvement opportunities, recommend practical solutions, develop business use cases, perform production incident root-cause analysis, and provide subject matter expertise while ensuring solutions align with bank objectives, regulatory expectations, auditability, and industry-standard delivery practices.primary

responsibilities:
• partner with commercial banking, front office, operations, credit, loan operations, treasury, compliance, risk, data governance, ciso, it, and vendor teams to elicit, analyze, and document business, functional, non-functional, technical, data, reporting, control, and integration requirements.
• lead discovery sessions, workshops, walkthroughs, and decision meetings with senior stakeholders, ensuring clear outcomes, documented decisions, issue escalation, and timely follow-through.
• define current- and target-state processes, system flows, interface specifications, source-totarget mappings, data lineage, transformation rules, data conversion/reconciliation requirements, etl requirements, exception handling, and operational controls in accordance with sdlc and governance standards.
• analyze impacts across core banking platforms, commercial loan origination and servicing systems, collateral, pricing, payments, gl/accounting, treasury/cash management, regulatory reporting, data warehouse, and upstream/downstream interfaces.
• identify opportunities through data analysis to simplify, standardize, automate, and optimize commercial banking and loan operations processes; develop business and operational use cases; and recommend solutions that improve data quality, operational efficiency, client experience, audit readiness, and risk management.
• perform data analysis using sql, python, excel, and reporting tools to identify trends, generate actionable insights, support data-driven decision making, validate business rules, reconcile data, investigate defects, and support conversion/migration activities.
• develop clear, well-written business requirements, functional specifications, non-functional requirements, interface requirements, user stories, acceptance criteria, report specifications, test scenarios, traceability matrices, operating procedures, executive-ready summaries, and  implementation-support documentation.
• support production incidents through hands-on root-cause analysis across business processes, data flows, interfaces, batch jobs, apis, reports, and dependencies; document impacts, remediation options, and preventive controls.
• provide subject matter expertise on commercial banking, lending, core banking processes, system behavior, data dependencies, controls, and integration touchpoints to guide solution design, sit/uat, defect triage, implementation decisions, go-live readiness, and post-implementation support.qualifications
• 10+ years of business analyst experience within banking or financial services, with significant hands-on experience in commercial banking,…