Underwriter, Albany

The role involves reviewing and appraising insurance applications to determine eligibility of risks relative to program guidelines, and interacting with companies and brokers via phone, email, mail, and in‑person contact.

• Review applications for insurance coverage, loss‑control consultant reports and other information to determine acceptability for the program(s) available.
• Evaluate the experience of a risk against the class of business under review.
• Evaluate the loss potential due to catastrophe, severity, and/or frequency.
• Rate policies or check previously rated policies for proper rating.
• Utilize knowledge of automated systems to develop information for new or renewal policies.
• Prepare quotations for agents and answer questions from agents, policyholders, or prospects.
• Assist agents with comments or questions about applications and the likelihood of acceptance by the company.
• Review requests for cancellation, endorsements, etc.
• Review policies for renewal consideration.
• Request additional documentation necessary for the processing of an application, endorsement or cancellation.
• Conduct marketing visits to agents.
• Perform other duties as assigned.

• Must have Producer’s License.
• 3+ years of insurance experience.
• Prior exposure to insurance underwriting type activities.
• Basic familiarity with computers.
• Good oral and written communication skills.
• Strong analytical skills and attention to detail.
• Resourceful and assertive behavior characteristics.
• Demonstrated negotiation skills.
• Technical knowledge of insurance coverage forms and their application to exposure.
• Knowledge of departmental regulations and policies.
• Ability to work independently and complete assignments within prescribed routines and standard accepted underwriting practices.
• Strong interpersonal skills working with staff and company underwriters.
• Experience in standard underwriting practices and procedures.
• Associated classes or courses and/or industry license, or designation.

Competitive salary (range $65k–$85k) plus a comprehensive benefits package that includes paid time off, paid holidays, hybrid work schedule, retirement plan with employer match, 100% coverage for medical, dental, vision, life insurance, education assistance, voluntary benefits, wellness program, and employee assistance program.

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