Real Estate Loan Processor

Position: REAL ESTATE LOAN PROCESSOR

Join to apply for the REAL ESTATE LOAN PROCESSOR role at Sandia Area Federal Credit Union

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We’re excited to invite an individual to kick off their career with us at Sandia Area! This is an excellent entry‑level position for individuals seeking to grow and learn. We can’t wait to meet you!

Schedule Of Work

• Monday to Friday: 8:30 AM – 5:30 PM
• Rotating Saturday: 9:00 AM – 1:00 PM

Please note that this schedule is subject to change as needed.

As a valued full‑time team member, you'll enjoy fantastic benefits that promote your health and well‑being

• Comprehensive Medical, Dental, and Vision Insurance
• Paid Short‑Term Disability, Life Insurance, and AD&D
• Holiday Pay, Vacation, Birthday, Floating Holiday & Sick Leave
• Tuition Reimbursement for Professional Development
• 401(k) Plan with Employer Match
• Pension Plan for Long‑term Security
• Exciting Opportunities for Career Advancement

We’re here to support your growth and well‑being!

Overall Job Purpose

At Sandia Area, every position plays a vital role in fulfilling our mission to deliver high‑value banking and lending services that strengthen the financial well‑being of our members and community. Each team member is expected to embody our core values of Service, Sustainability, Efficiency, Trust, Stewardship, and Growth, contributing to our vision of empowering lifelong achievement through better banking. While specific responsibilities vary by role, every position carries universal expectations aligned with its level of responsibility and authority across the organization.

As a Real Estate Loan Processor at Sandia Area, you are responsible for delivering excellent service while maintaining personal accountability in your actions and behaviors. By prioritizing member satisfaction and operational efficiency, you directly contribute to the organization’s mission of strengthening financial well‑being for our members and community. You are entrusted to uphold our values in every interaction, ensuring trust, accuracy, and a focus on service excellence.

Reporting directly to the Real Estate Loan Processing Supervisor, the Real Estate Loan Processor is responsible for processing, reviewing, assisting with and electronically storing real estate loan documentation. The Real Estate Loan Processor works closely with loan officers and other stakeholders to facilitate the loan approval and closing process.

Duties and Responsibilities Compliance & Policy Adherence

• Receives and reviews real estate loan applications, ensuring all required documentation is complete, accurate and in compliance with established policies and procedures
• Prepares Loan Estimates and Closing Disclosures accurately and distributes them in accordance with federal consumer regulations
• Identifies and reports any suspicious activities, potential fraud and compliance violations to the appropriate channels
• Completes a review of Property Valuation Reports in accordance with established policies and procedures
• Prepares loan documents in accordance with the loan approval, regulatory compliance requirements and consumer elected products such as debt protection
• Funds and disburses home equity loan proceeds in accordance with loan instructions utilizing available automation or manual processes

Department Operational Support

• Performs home equity loan pre‑closing duties, including ordering and reviewing appraisals, preparing and sending disclosures within regulatory time frames, ordering and reviewing title searches and flood certificates, obtaining updated homeowners insurance, and other required tasks
• Communicates with appropriate staff and borrowers to gather missing information, resolves discrepancies and provides updates on loan application status
• Responds promptly and professionally to borrower, appraiser and Title Company inquiries, providing exceptional member service throughout the loan process
• Ensures clear and effective communication channels are maintained with internal and external stakeholders
• Assists with background loan functions such as rate changes, HMDA, borrower insurance monitoring, mortgage releases, and mailing adverse actions
• Prepares and/or reviews loan documents to ensure…