Loan Officer Non-Exempt

Position Purpose - Responsibilities/Duties/Functions/Tasks

The purpose of this position is to proactively solicit new residential mortgage clients while developing and cultivating a strong business network of referrals. A Loan Officer analyzes a borrower’s financial and credit data to determine creditworthiness and the probability of repayment.

• Develop new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, and other professionals.
• Provide solid PRMI product knowledge and match clients with the best mortgage products to meet their needs.
• Review application information, requesting specific supporting documentation as required by loan investor guidelines.
• Use independent judgment and discretion to advance PRMI’s business objectives and protect customer interests.
• Collect and analyze information regarding income, assets, investments, or debts.
• Analyze applicant data, credit, and collateral property value.
• Determine which financial products best fit the customer’s needs and financial circumstances.
• Provide advice to customers regarding the advantages and disadvantages of available financial products.
• Market, service, or promote PRMI’s financial products.
• Complete required continuing education in a timely manner and remain current on local developments and trends within real estate and mortgage industries.
• Provide origination services in the state of licensure.
• Maintain excellent business relationships with a referral client base, creating new mortgage lending opportunities.
• Correspond, communicate, and coordinate with clients, in‑house support staff, and external service providers to facilitate timely closings.

• Sales experience in the mortgage industry preferred.
• Familiarity with mortgage processes, procedures, rules, regulations, and compliance.
• Exceptional customer service skills with strong attention to detail.
• Excellent written and verbal communication skills.
• Strong computer skills, including a working knowledge of MS Office.
• Ability to comprehend and analyze financial information.
• Ability to effectively communicate and present complex financial information while fielding queries from applicants, support staff, and management.
• Established contact and referral list within the real estate and mortgage industries preferred.
• Ability to pass a required background check.

Employees are expected to adhere to the Employee Handbook, including privacy and information‑security guidelines, and act within delegated authorities. They must contribute to a respectful workplace where diversity is valued, align actions with PRMI values, and seek continuous improvement. Employees should also maintain high customer care standards, take ownership of problems, communicate effectively, and meet deadlines.

Must communicate clearly, utilize a computer, maintain a work schedule, and perform in an office setting. Employment requires compliance with all applicable mortgage and fair‑lending laws and PRMI policies. Extended hours may be required.

Entry level

Full‑time

Finance and Sales

Referrals increase your chances of interviewing at Primary Residential Mortgage by 2x.

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