Credit Analyst

Credit Analyst – Toyota North America

Location:

Alpharetta, GA

As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America.

While TFS is a separate business entity, it is an essential part of this world‑changing company—delivering on Toyota’s vision to move people beyond what’s possible.

The primary responsibility of this role is to analyze and make determinations on approval, conditioning, and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support the Toyota Financial Services (TFS) EC objectives.

• Maintaining decision call-back times at or below established objectives.
• Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines.
• Advising management of any problems or irregularities pertaining to retail, lease, or wholesale financing, breeches of trust, or other violations of TFS plans.
• Monitoring dealer trends and identifying and reporting adverse issues.
• Partnering with Credit investigation as needed.

• Strong attention to detail and organizational skills and multitasking.
• Strong interpersonal and relationship building skills.
• Excellent oral and written communication skills.
• Excellent analytical skills.
• Ability to adapt and prioritize with changing, fast paced situations.
• Knowledge of Microsoft Office applications.
• Ability and willingness to work a flexible and rotating schedule including weekends and holidays.

• Bachelor’s degree highly preferred.
• Relevant work experience such as automotive retail and/or wholesale financing.
• Relevant work experience such as retail credit, collections, dealership financial statements or wholesale.

• A work environment built on teamwork, flexibility and respect.
• Professional growth and development programs to help advance your career, as well as tuition reimbursement.
• Team Member Vehicle Purchase Discount.
• Toyota Team Member Lease Vehicle Program (if applicable).
• Comprehensive health care and wellness plans for your entire family.
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute.
• Paid holidays and paid time off.
• Referral services related to prenatal services, adoption, childcare, schools and more.
• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA).
• Relocation assistance (if applicable).

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Email:

• Seniority level:
  Not Applicable
• Employment type:
  
  Full-time
• Job function:
  Finance and Sales
• Industries:
  Motor Vehicle Manufacturing, Appliances, Electrical, and Electronics Manufacturing, and Industrial Machinery Manufacturing