Entry-Level Insurance Sales Rep - Commission & Growth

Entry Point Into Insurance Sales — Low Barrier, High Ceiling: This role requires only a high school diploma and willingness to obtain a Life & Health license, making it accessible for career changers or recent graduates. The licensing process is guided, reducing the upfront burden.

Compensation Reality Check: The advertised $65K–$70K first-year average is commission-based — these are projections, not guarantees. Market data suggests entry-level insurance sales reps typically earn $40K–$55K in year one, so the stated range is optimistic but achievable for high performers. The residual/vesting income model is a genuine long-term wealth-building feature rare at entry level.

• Consultative selling and needs-based discovery
• Virtual presentation and remote client relationship management
• Life & Health insurance product knowledge (transferable across the industry)
• Pipeline and time management as an independent contractor

Warm leads provided (no cold calling), virtual training program, and group benefits eligibility are meaningful for an independent contractor role.

"Independent Sales Representative" typically means 1099 contractor status — no guaranteed base salary, and you're responsible for self-employment taxes. The vague "production-based financial rewards" language warrants clarification. Culture signals suggest a performance-driven, self-directed environment — ideal for motivated self-starters, but potentially isolating without strong team support structures.

Join our team as an Independent Sales Representative and help introduce individuals to our comprehensive supplemental benefit packages. In this remote role, you can build your own schedule while engaging warm leads, delivering virtual presentations, and helping clients enhance their well-being.

• Connect with pre-qualified warm leads to schedule virtual consultations.
• Conduct clear, engaging virtual presentations to guide clients through their supplemental coverage options.
• Help clients select and enroll in plans that best fit their budget and needs.
• Maintain professional digital communication to build trust and rapport.

• High school diploma or equivalent required.
• Previous experience in sales, retail, customer service, or hospitality is a plus.
• Strong verbal communication skills and a comfortable presence on camera (Zoom/Google Meet).
• Self-motivated mindset with the ability to manage your time independently.
• A reliable computer setup with high-speed internet.
• Candidates must be willing to obtain or hold a standard state Life & Health license (guidance provided during onboarding).
• Uncapped Earnings: Average first-year earnings range from $65,000 to $70,000 through a competitive commission-based pay structure and performance bonuses.
• Residual Income: Vesting schedule allows you to build long-term, passive lifetime renewal income.
• Warm Leads Provided: No cold calling or door-to-door sales; you will be speaking with individuals who have requested information.
• Schedule Flexibility: 100% remote autonomy—work where you want, when you want.
• Training & Support: Comprehensive, step-by-step virtual training program to ensure your fast start.
• Benefits: Eligibility for group-rate medical, dental, and vision insurance plans, stock option programs, and production-based financial rewards.

Is this role truly 100% remote or are there in-person requirements? The role is described as 100% remote — all client consultations and presentations are conducted virtually via Zoom or Google Meet. There are no in-person or office requirements mentioned.

What is the compensation structure — is there a base salary? This is a commission-based role with no guaranteed base salary. Average first-year…