Ag and C&I Lender

A well-capitalized, relationship-focused community bank is seeking a proven commercial banker who can successfully manage a blended portfolio of Agricultural and Commercial & Industrial (C&I) relationships. This is a key production and relationship-management role supporting the bank’s strategic growth across the local business and ag communities. We are looking for a lender who understands both sides of the market—small-to-mid-sized business lending and agricultural borrowers—and thrives in a community-bank culture where decisions are local, turnaround times are fast, and long-term relationships matter.

• Develop, grow, and manage a high-quality portfolio of Ag and C&I relationships, including producers, family farms, small businesses, and middle-market companies.
• Structure, analyze, and underwrite credit requests for operating lines, term loans, equipment financing, real estate, livestock loans, and working‑capital facilities.
• Conduct regular borrower site visits, field inspections, and financial statement reviews.
• Partner closely with credit, loan operations, and leadership to ensure timely processing, accurate documentation, and strong credit quality.
• Deliver consultative financial guidance to customers while identifying cross‑sell opportunities in deposits, treasury, and other banking services.
• Maintain compliance with bank policy, regulatory expectations, and sound risk‑management practices.
• Represent the bank in the community—attending local events, building COIs, and strengthening the bank’s presence with ag producers and commercial customers.

• 3–10 years of lending experience in Ag, C&I, or both (community‑bank experience strongly preferred).
• Strong understanding of agricultural financial statements, crop and livestock operations, equipment usage, cash‑flow cycles, and collateral evaluation.
• Proficiency in C&I underwriting: business financials, global cash flow, collateral coverage, and risk rating methodologies.
• Proven ability to source business, manage relationships, and maintain credit quality.
• Strong communication skills and a customer‑first, community‑bank mindset.
• Bachelor’s degree in Finance, Ag Business, Business Administration, or related field preferred.

• Competitive base salary aligned with experience (plus incentive compensation).
• Local decision‑making authority and a supportive leadership team.
• A stable, well‑capitalized institution with long‑standing roots in the community.
• Strong operational and credit support to help you grow your portfolio.
• Opportunity to shape the bank’s presence in both Ag and Commercial lending markets.

Candidate must be located in the triangle formed by Amarillo, Hobbs & Wichita Falls.

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All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.