Reinsurance Associate - HYBRID

Job Title: Reinsurance Associate

Location: 222 S Harbor Blvd, #720, Anaheim, CA 92805

Salary: $55,000 - $75,000/year

Duration: Full-time (Non-exempt (Hourly) or Exempt (Salaried)), Monday – Friday, 8:30 am – 5:30 pm, Hybrid after 1 year – 3 days in office/2 days remote

Reports to: Senior Underwriting/Reinsurance Manager

We are seeking a proactive and detail-oriented Reinsurance Associate to support the US Strategy team. The Reinsurance Associate supports the design, negotiation, and execution of the company's reinsurance programs. This role collaborates closely with underwriting, actuarial, finance, claims, brokers, and reinsurers to secure adequate and cost-effective reinsurance protection. This position focuses on analyzing exposure data, preparing market submissions, and assisting with the placement of treaty and facultative reinsurance across multiple lines of business.

• Gain hands‑on experience in structuring treaty and facultative reinsurance programs.
• Develop a deep understanding of the global reinsurance market, pricing trends, and reinsurer appetites.
• Learn how underwriting, actuarial modeling, and portfolio analytics drive reinsurance strategies.
• Build strong communication and negotiation skills through exposure to brokers and reinsurers.
• Acquire practical knowledge of reinsurance documentation, contract terms, and regulatory considerations.

• Assist in the design and placement of proportional and non-proportional reinsurance programs.
• Analyze exposure data, loss history, and modeling outputs to support risk assessment and placement recommendations.
• Prepare comprehensive reinsurance submissions, including portfolio summaries, loss exhibits, and underwriting materials.
• Collaborate with brokers and reinsurers throughout the renewal cycle and support negotiation activities.
• Coordinate with internal teams to collect data and insights needed for program design.
• Review placement documentation—including quotes, binders, and contracts—to ensure accuracy and consistency.
• Maintain detailed records of negotiations, terms, capacity offerings, and reinsurer participation.
• Monitor market conditions, industry trends, and regulatory developments relevant to reinsurance purchasing.

• Bachelor’s degree in Insurance, Risk Management, Finance, Economics, or related field.
• 1–5 years of experience in insurance or reinsurance; exposure to ceded operations or reinsurance placement preferred.
• Understanding of basic reinsurance concepts (treaty vs. facultative, proportional vs. excess of loss).
• Strong analytical skills with the ability to assess exposure data and loss trends.
• Excellent communication, teamwork, and organizational skills.
• Proficiency in Excel and data management.

• Experience working with reinsurance brokers or in a ceded re department.
• Familiarity with catastrophe modeling outputs or actuarial analyses.
• Ability to manage multiple deadlines during renewal periods.
• Strong attention to detail and ability to review contractual documentation.

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
• Paid time off and sick leave
• 11 annual paid holidays
• 401(k) plan with up to 4% company match
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

DB Insurance is a leading global insurance company headquartered in South Korea, with a growing presence in the U.S. Our U.S. branch supports operations across California, New York, Hawaii, and Arizona. We’re proud to blend the strength and stability of a global brand with the agility and collaboration of a close-knit team. At DB Insurance, we strive to foster a workplace culture that values inclusion, innovation, and the unique perspectives of our employees.