Chief Lending Officer

* Amazing Opportunity with Credit Union 1*

Credit Union 1

Anchorage, AK

The Chief Lending Officer Directs, coordinates, and establishes all credit union wide activities related to the extension of credit to the membership in accordance with established policies and procedures. Organizes, directs and supervises the Consumer Loan, Real Estate and Member Assistance departments. Contributes to the development of plans and strategies to meet the short & long-term strategic objectives for the credit union.

At the direction of the President/CEO, oversees the

implementation of new credit union products and services and completes other special projects.

In all dealings with the public, members and employees responsibility or ownership is taken and

timely follow up is done on pending issues.

• Provides general direction and maintains control of the Consumer Loan, Real Estate

and Member Assistance Departments and of the credit union wide lending and

collection efforts in general to maintain a level of member service consistent with the

goals and objectives of the credit union. Makes recommendations to executive

management for changes to improve member service.

• Monitors the quality, mix and size of the loan portfolio and recommends changes to

loan programs and to lending and collections policies to maintain loan/share,

delinquency and charge-off ratios within target ranges as established in the budget

and annual plan and approved by the Board of Directors.

• Promotes organizational efficiencies to improve quality and quantity of member

service with technology, enhanced employee productivity, and communication.

• Responsible for the successful implementation and ongoing performance of all loan

production goals for the credit union.

• Identifies; researches; and evaluates new lending programs (consumer and real estate)

for credit union members and makes recommendations to executive management.

Assesses new programs for their potential for increased growth and expansion of the

loan portfolio, impact on the overall level of portfolio credit risk and cost

• Coordinates, monitors, and controls the centralized consumer, real estate loan

administration, ancillary loan products and servicing systems. Ensures that systems

are efficient and effective, contribute to a high level of member service, and protect

the value of the credit union's loan portfolio.

• Contributes to the growth of the credit union and member satisfaction by assisting

members in resolving lending related problems. Handles member complaints and

problems in a tactful and courteous manner at all times.

• Approves or denies credit requests that exceed the lending authority of the loan

officer handling the loan

application in the absence of the Vice President of

Consumer Loans.

• Oversees the activities of the lending area of the credit union, including real estate,

consumer lending and the collection functions through the direct supervision of

Member Assistance Manager, Vice President of Real Estate and Vice President of

Consumer Loans.

• Supervises, organizes and coordinates the Consumer Loan, Real Estate and Member

Assistance Departments. Acts as the direct supervisor for these departments in the

absence of the manager. Fills in temporary "gaps" in staffing as necessary to ensure a

consistent, appropriate level of member service.

• Oversees the training and development of loan underwriters’ credit union wide, with

assistance from the Chief Operating Officer, or their designee.

• As a member of the executive team and senior management team, develops and

recommends plans and strategies to meet the credit union's objectives for service,

growth, volume and profitability. Works collaboratively with peers to…