Loan Officer Job Anchorage area,Alaska USA,Finance & Banking

Location 111 W. 16th Avenue,Suite 400,Anchorage, AK, 99501,United States
Employee Type FT Exempt
Required Degree 4 Year Degree

Contact information

Name HR

JOB SUMMARY

This position will be responsible for recruiting new clients throughout Alaska and the Pacific Northwest. This position is also responsible for screening potential clients and moving them quickly through the early and middle stages of the due diligence process.

Primary target markets are:

ANCSA corporations
Viable businesses that are often considered to be “high risk” by traditional bankers.

This position has major responsibility for building a corporate reputation for excellence in personal, attentive service to customers and fast turn-around time.

ESSENTIAL DUTIES AND RESPONSIBILITIES (and other duties as assigned)

Markets commercial SBA and USDA guaranteed loans. Inform customers of AGC loan policies and procedures. Takes the lead in marketing the products and services of Alaska Growth Capital in rural Alaska. Maintains and projects the AGC's professional reputation

Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers. Ensure that customers' requests and questions are promptly resolved

Analyzes and evaluates loan requests and prepares written submission for consideration by the Vice President of Lending, President and AGC Loan Committee. Completes lending operations in accordance with established AGC’s policies, procedures, and legal requirements

Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. Helps with the collection of delinquent accounts; works closely with the Credit Administration in the collection process. Keeps management informed of area activities and any significant problems or concerns

Reviews loan reports to identify maturing or matured loans and is proactive in marketing second round financing opportunities. Meets with applicants whose loans are denied and explains reasons and alternatives

Establishes and maintains effective and professional business relations with customers and trade professionals. Conducts property inspections and annual reviews as required

May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high-quality work and efficiency in operations are maintained

Attends and participates in meetings and committees as required

Completes required reports and records accurately and promptly. Completes special projects as assigned. Attends assigned training sessions and stays current on new procedures and policies. Stays informed regarding changes in lending standards and related legal requirements

Build relationships with referral sources such as bank loan officers, brokers, accountants, attorneys, and other business professionals. Establish strong working partnerships with financial institutions throughout Alaska and market the company and its services

Builds strong links to the Small Business Administration, the USDA Rural Economic Development Corporation loan program, and other economic development finance programs

Builds strong links to ANCSA corporations and rural business organizations and rural business leaders

Builds strong links to the staff members who administer the loan guarantee programs in which Alaska Growth Capital participates. These program agencies include the Small Business Administration, the Bureau of Indian Affairs and the U.S. Department of Agriculture

LEADERSHIP COMPETENCY REQUIREMENTS FOR INDIVIDUAL CONTRIBUTOR LEVEL

AGC’s Core competencies include Leading Self, Leading People and Leading…