Loan Officer II​/III - Dimond Lending

Start a career with First National Bank Alaska, the
* Best Place to Work in Alaska
* as recognized 11 years in a row by Alaska Business magazine readers.

Build Relationships. Create Opportunities. Make an Impact.

Join our team as a Loan Officer and put your relationship-building skills and lending expertise to work. You'll work closely with customers to understand their needs, evaluate financial information, and recommend lending solutions that support their goals. Through proactive business development and strong community connections, you'll help grow lasting relationships while contributing to the success of the bank.

Salary:
We have a competitive salary schedule based upon minimum experience to very experienced; the job/salary offer would be commensurate with your experience.

Schedule:

Monday-Friday

Develops and maintains banking relationships and makes a variety of loans based on defined lending authority by performing the following essential duties and responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Analyzes existing and potential customers' banking needs, earnings, and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk; approves/denies or recommends approval/denial within lending authority.
• Provides advice and service to existing customers, and generates new business by calling on prospective customers regarding the establishment of banking relationships.
• Manages existing loan portfolio, including the monitoring and collection of loan payments; modifies or extends loan terms or structure to protect bank's interest when required. Minimizes bank losses and exposure to losses.
• Follows existing lending procedures and ensures lending compliance of loan portfolio with bank and regulatory procedures, policies, and requirements, and takes corrective action when non-compliance is identified.
• Represents the bank in the community in order to identify, develop and promote additional business.
• Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage.
• Assists in training less experienced loan officers on lending procedures, policies, and regulations, and recommends improvements to procedures and provides functional guidance as needed
• May supervise employees at local or out-of-town locations as business needs dictate.
• Performs other work-related duties as assigned by supervisor.

• Analyzes existing and potential customers' banking needs, earnings, and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk; approves/denies or recommends approval/denial within lending authority.
• Provides advice and service to existing customers, and generates new business by calling on prospective customers regarding the establishment of banking relationships.
• Manages existing loan portfolio, including the monitoring and collection of loan payments; modifies or extends loan terms or structure to protect bank's interest when required. Minimizes bank losses and exposure to losses.
• Follows existing lending procedures and ensures lending compliance of loan portfolio with bank and regulatory procedures, policies, and requirements, and takes corrective action when non-compliance is identified.
• Represents the bank in the community in order to identify, develop and promote additional business.
• Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage.
• Assists in training less experienced loan officers on lending procedures, policies, and regulations, and recommends improvements to procedures and provides functional guidance as needed
• May supervise employees at local or out-of-town locations as business needs dictate.
• Performs other work-related duties as assigned by supervisor.

• Ensure business unit’s operations comply with bank policy, procedures, and banking regulations (for business unit heads).
• Ensure you and your delegates have adequate and current compliance training, and ensure training is completed on time.
• Stay up to date on relevant laws and regulations.
• Ensure you and your delegates comply with the bank’s policies, procedures, laws, and regulations.
• Maintain customer confidence and protect the bank’s operations by identifying and protecting…