Re-Disclosure Specialist

Re-Disclosure Specialist – Gold Star Mortgage Financial Group

Position Title:

Re-Disclosure Specialist

Reports to:

Compliance Manager

Status:
Regular, Full

Pay Grade:
Hourly (DOE)

Department:
Re-Disclosure

FLSA Status:
Non-Exempt

Title Grade:
Entry or Junior

Schedule:

M-F 9am-5pm Hybrid

Location:

Ann Arbor, MI 48105

Compensation: $18.00 per hour

The Re-Disclosure Specialist is primarily responsible for ensuring all required federal and state- specific disclosures are correctly prepared and provided to the appropriate party within mandated time frames and in compliance with all internal and external guidelines and policies.

• Monitor the Re-Disclosure Queue which includes but is not limited to the following pipelines: “Redisclosure Desk—Redisclosure Pending” and “Redisclosure Desk—TBD Loans”.
• Determine if loans in Redisclosure Desk—Redisclosure Pending queue present an acceptable changed circumstance (within 3 day TRID timeframe) and/or if re-disclosure is required.
• Communicate the need for re-disclosure to all parties requiring notification (Loan Officer and Loan Processor) through internal ticketing system - Zendesk.
• Monitor re-disclosure process and corresponding timeline (3-day TRID timeframe).
• Prepare Change of Circumstance form(s) (COC) and send required COC and any applicable disclosures (LE and State Required Documents) to appropriate parties (Borrower and/or Loan Officer (if applicable)).
• Ensure all parties requiring said disclosure documents are in receipt thereof.
• Address any calls, emails, messages or questions related to the redisclosure process.
• Complete other duties as assigned.

• High School diploma or equivalent required.
• At least three (3) years of prior experience in the mortgage lending industry.
• Must have exceptional attention to detail and strong organizational skills.
• Must be dependable with meeting deadlines and managing time.
• Have an ability to multi-task.
• Possess strong oral and written communication skills.

• A Bachelor’s Degree from an accredited college or university.
• Understanding of current mortgage industry-related regulatory law a plus.
• At least five (5) years of prior experience in the mortgage banking industry with at least (2) years of experience serving in a disclosure position a plus.
• Knowledge of Encompass 360 LOS a plus.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The environment is characteristic of an office setting with moderate noise levels. Individuals must be able to work flexible hours including evenings and weekends.

While performing the duties of this job, the employee is regularly required to sit, use hands, and talk or hear. The employee is occasionally required to walk, and lift and/or move up to 20 pounds.