Senior Mortgage Loan Compliance Analyst

Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership.

Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger.

The Sr. Mortgage Loan Compliance Analyst plays an important role in helping Wings maintain strong, compliant, and effective mortgage lending practices. Partnering closely with the Manager of Compliance and Quality Control, this position provides independent oversight of mortgage loan quality, regulatory compliance, and credit risk across the lending lifecycle.

In this role, you’ll review lending processes, systems, reports, and loan documentation to ensure alignment with internal standards and applicable regulatory, governmental, investor, and secondary market requirements. You’ll stay current on evolving compliance and credit requirements, identify potential risks or process gaps, and help translate those insights into practical improvements to policies, procedures, training, and technology.

Just as importantly, you’ll work collaboratively with Mortgage Lending leaders, Compliance partners, vendors, and training teams to understand trends, address recurring findings, and strengthen the processes that support both our members and the organization.

• Conduct independent reviews of mortgage loans in accordance with applicable agency and investor guidelines, including pre-funding, closing, post-closing, servicing, and adverse-action reviews.
• Review loan activity across origination, processing, underwriting, closing, and servicing to assess alignment with investor, FHA, VA, and regulatory requirements.
• Identify potential compliance, credit, documentation, or process concerns and communicate findings clearly to appropriate partners.

• Serve as a resource for mortgage compliance questions involving disclosures, rate-lock requirements, compliance engine findings, adverse actions, HMDA, and other lending requirements.
• Research applicable regulations and guidelines and translate requirements into practical guidance for business partners.
• Recommend updates to policies and procedures and evaluate lending processes and systems for potential compliance gaps or opportunities for improvement.
• Review HMDA reporting for quality, accuracy, and validity.

• Provide oversight of third-party quality control vendors supporting the Compliance function, including monitoring timeliness, accuracy, service levels, findings, and rebuttal processes.
• Analyze and consolidate quality-control findings to identify trends, recurring issues, and potential training or process-development needs across mortgage origination, processing, underwriting, closing, and servicing.
• Support compliance-related vendor projects by developing timelines and questionnaires and partnering with project leads, managers, and vendor-selection partners.
• Partner with the department manager to support the development and mentorship of junior Compliance staff and temporary employees.
• Coordinate training, resources, workstation setup, and work responsibilities as needed.
• Help turn audit and…