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Credit Representative

Job in Arden Hills, Ramsey County, Minnesota, USA
Listing for: Land O'Lakes, Inc.
Full Time position
Listed on 2026-01-01
Job specializations:
  • Finance & Banking
    Financial Analyst
  • Business
    Financial Analyst
Salary/Wage Range or Industry Benchmark: 50240 - 75360 USD Yearly USD 50240.00 75360.00 YEAR
Job Description & How to Apply Below

Join to apply for the Credit Representative role at Land O'Lakes, Inc.

Location:

Arden Hills, MN Corporate Headquarters. This role works on an onsite hybrid schedule (Tuesday-Thursday) with options for virtual arrangements for qualified internal candidates based outside the headquarters.

Primary Responsibilities
  • Conduct thorough credit analysis and risk assessments for new and existing customers in the assigned territory. Ensure compliance with credit authority, company policy, and industry regulations.
  • Ensure compliance with established Accounts Receivable terms and limits by reviewing credit applications and references, analyzing customer financial statements, and utilizing credit reports and other industry credit information.
  • Manage credit and collection risk for an assigned portfolio within company policy and authority.
  • Build and maintain strong relationships with customers and internal staff, providing exceptional customer service and support.
  • Address customer inquiries, reconcile accounts, and resolve credit‑related issues promptly.
  • Collaborate closely with sales, customer service, and operations teams to align credit strategies with business objectives, invoice management process, and remittance process.
  • Stay informed about industry trends, market conditions, and economic factors affecting the agricultural sector.
  • Perform additional related duties and projects as assigned.
Education & Experience
  • High school diploma required along with a minimum of 2‑4 years’ related work experience in credit, banking, financial services, accounts receivable, or related fields.
  • Bachelor’s degree in finance, accounting, business administration or related field (or pursuit of degree) is strongly desired.
  • Professional certification (e.g., CBF, CBA) is a plus.
  • Proficiency with Microsoft Office Products (Email, Word, and Excel) required.
  • Experience with JD Edwards, High Radius, SAP, or similar ERP systems is desirable.
Competencies & Other Skills
  • Strong risk analysis and negotiating skills, attention to detail, and proficiency in basic accounting knowledge and financial analysis.
  • Demonstrate effective interpersonal communication skills (verbal and written) to work with internal and external customers.
  • Ability to work independently and as part of a team. Strong problem‑solving and critical thinking skills and the ability to make sound decisions under pressure.
  • Strong organizational and prioritization skills, and a positive and initiative‑taking mindset.
  • Ability to work collaboratively in a team‑driven, purposeful results‑oriented environment.
  • Possible minimum travel required.

$50,240-$75,360. In most cases, candidates offered employment can expect to be hired at a pay rate near the middle of our salary ranges.

About Land O'Lakes, Inc.

Join us and be part of a Fortune 250, farmer- and member‑owned cooperative that is reimagining the business of food. We have been named a Top Workplace by Indeed and Linked In, and to the TIME 100 Most Influential Companies list.

Benefits for most full‑time roles include medical, dental, vision, PTO, life & disability insurance, education assistance, a 401(k) and a variety of well‑being resources. Most part‑time employees are eligible for prorated PTO, holiday pay, employee development programs, prorated education assistance, and a 401(k).

Land O'Lakes, Inc. is an Equal Opportunity Employer (EOE) M/F/Vets/Disabled. The company maintains a drug‑free workforce, including post‑employment substance abuse testing pursuant to a Drug and Alcohol Policy.

Neither Land O’Lakes, nor its search firms, will ever contact you and ask for confidential information over the phone or in email. If you receive a call or email like this, please do not provide the information being requested.

Referrals increase your chances of interviewing at Land O'Lakes, Inc. by 2x.

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