Credit Risk Underwriter

Are you an experienced Credit Risk professional ready to take on a critical role in unsecured, credit card, and debit card, student-loans, payday type underwriting? Our client, a leading financial services firm, is seeking a Credit Risk Manager to help drive growth while managing risk effectively. This role is perfect for someone who thrives on data analysis, policy development, and ensuring regulatory compliance.

• Underwrite new consumer credit card applications and credit limit increases within lending limits.
• Maintain consistent underwriting practices aligned with credit guidelines throughout the cardholder lifecycle.
• Analyze data and recommend credit policy changes to support growth and minimize losses.
• Use analytical tools to evaluate performance, identify risks, and find growth opportunities.
• Prepare detailed monthly and quarterly reports for management and the board.
• Ensure all compliance and audit requirements are met under payment network and federal regulations.

• College degree preferred.
• At least 2 years of experience in a similar financial industry role.
• Strong background in consumer credit underwriting, preferably unsecured credit.
• Skilled at building projections and making credit/product recommendations based on data analysis.

• Comprehensive BCBS health coverage
• Profit sharing opportunities

Your confidentiality is assured.