Commercial Lender

Description

Leader Bank is one of the region’s fastest growing community banks and mortgage lenders. Founded in 2002, the Bank grew from a single branch with $6.5 million in assets and 7 team members to more than $4.5 billion in assets, 400+ team members, 7 branch offices, and over $2 billion in annual mortgage originations.

The position focuses on Business Development and overall management of a portfolio, supported by a strong Credit Management Team. This highly visible role is backed by the Management Team and an engaged board of directors.

• Business Development:
  • Solicit, negotiate, process, and coordinate Commercial Real Estate (CRE) Lending transactions of varying size and complexity in compliance with the Bank’s Lending policies and procedures.
  • Interview prospective applicants and guide them through the CRE loan transaction process.
  • Develop strong business relationships with new, existing, and prospective customers, and promote the Bank’s products and services.
  • Maximize the Bank’s profitability by building a personal portfolio and pipeline.
  • Generate leads and activity through community leadership, self‑directed prospecting, referral generation, and new business development efforts.
• Credit/Portfolio Management:
  • Maintain frequent contact with clients and ensure credit and service needs are properly handled.
  • Gather and analyze information necessary to present a financial request or application to the appropriate approval authority.
  • Coordinate processing and closing of approved loans, overseeing loan documentation, resolving processing issues, and approving disbursements.
  • Monitor and service existing CRE loans, conducting annual reviews, overseeing construction progress, negotiating renewals, and addressing delinquencies, modifications, or workouts.
  • Participate with members of Management to develop, analyze, and finalize major or complex loan agreements or transactions.
  • Present lending transactions to the Bank’s Loan Committee or Board of Directors.
  • Participate in committees as assigned.
  • Monitor and recommend appropriate actions for changes in credit quality of the portfolio, including early identification of problem loans and remedial action.
  • Assist in responding to audit and regulatory oversight requests.
• Cross‑Functional Partnering and Industry/Community Involvement:
  • Collaborate across the Bank to support strategic growth plans.
  • Partner cross‑functionally and cross‑sell products and services.
  • Engage in community outreach and represent the Bank at civic functions to enhance its image and market share.

• Prior experience as a Commercial Lender, including originating and analyzing Commercial Real Estate loans/Lending transactions.
• Mastery over all aspects of Commercial Lending, including originating, underwriting, monitoring, processing, and servicing.
• Proven success in marketing and business development.
• Solid credit skills, including advanced knowledge of financial statement and tax return analysis in the Commercial Lending context.
• Strong leadership, interpersonal, organizational, communication, and decision‑making skills.
• Advanced knowledge of federal and state Lending and compliance requirements.
• Understanding and familiarity with nCino preferred, but not required.
• Bachelor’s Degree or equivalent.

Salary Minimum: $127,621 - Salary Max: $191,431
. The range listed is one component of the total compensation package, which may include annual bonuses, commissions, short‑ and long‑term incentives, and program‑specific awards. Benefits include health insurance, a wellness program, life and disability insurance, a retirement savings plan, paid holidays, paid time off, and vacation.

Leader Bank, N.A. is an Equal Opportunity and Affluent Action employer and does not discriminate on the basis of race, color, religion, age, gender, marital status, sexual orientation, national origin, disability, military status, veteran status or any other protected class.

Leader Bank is an E‑Verify® participant.
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