Director, Financial Risk Management

2 days ago Be among the first 25 applicants

Circle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data — globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments, commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure – including USDC, a blockchain-based dollar – helps businesses, institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we’re expanding into some of the world’s strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values:
High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

• Owning, developing, and maintaining financial risk analytics capabilities to ensure risks are comprehensively identified, measured, monitored, and mitigated throughout the product lifecycle.
• Leading the development and adoption of advanced AI and machine learning capabilities to enhance Circle’s financial risk management.
• Maintaining and enforcing risk appetite, limits, and controls across key financial risk types, ensuring Circle remains within its strategic and regulatory risk profile.
• Overseeing Circle’s Financial Model Risk Management program, ensuring models are properly governed, validated, and monitored to support sound and timely business decisions.
• Providing independent oversight and challenge to the first line of defense; coordinating across specialized risk committees, working groups, and other governance forums.

• Shaping how Circle anticipates, measures, and manages financial risk in a rapidly evolving environment.
• Overseeing and challenging existing risk metrics monitoring, scenario analysis and stress testing conducted across businesses and legal entities, ensuring robust methodologies and outcomes.
• Leading the evolution of Circle’s financial risk analytics by building data-driven, AI-powered tools and real-time reporting capabilities that strengthen financial resilience.
• Providing strategic guidance to Circle’s financial model risk management program, managing, mentoring, and coaching the team to ensure activities are carried out in line with Circle’s standards and regulatory expectations.
• Designing and enhancing Circle’s comprehensive, legal entity and product-specific financial risk management frameworks to integrate seamlessly into product launch, reserve management, and capital planning, stress testing and regulatory compliance.
• Collaborating with Business, Product, Finance, Legal, Compliance, and other relevant teams to ensure the cohesion of risk management activities and the integration of risk considerations into business strategies, product launches, and ongoing operations.
• Supporting financial risk governance by interacting with risk committees, and specialized risk working groups and providing high-quality risk reporting, insights, and recommendations.
• Leading structured regulatory gap assessments in response to evolving frameworks; strengthening risk policies and procedures; coordinating timely, high-quality responses to supervisory inquiries, and contributing to shaping industry standards and participation in industry forums.

• 12+ years in financial risk management within management consulting and/or banking, leading engagement across risk types (e.g., market, credit, liquidity, and financial operations).
• 5+ years of experience managing and leading teams.
• Demonstrated extensive experience in leading analytical initiatives, developing tools for risk identification, measurement, and monitoring, including stress testing, scenario…