Engineering Director; European Union

Responsibilities

• Monzo has successfully launched in Ireland and is expanding across Europe
• We’re now entering the next phase of our journey: building and scaling a multi-market European bank
• The EU Engineering organisation sits at the centre of that ambition
• We are responsible for helping Monzo launch, grow and operate across Europe, navigating everything from product-market fit and customer growth to regulatory requirements, localisation and operational scale
• Unlike most engineering organisations at Monzo, EU does not own a single product area
• We work horizontally across the company, partnering with teams across Payments, Core Banking, Growth, Wealth, Customer Operations, Fincrime, Platform and many others to bring Monzo’s products to new markets and deliver great customer experiences locally
• As an Engineering Director, you’ll lead a distributed engineering organisation across the UK, Spain and remote locations
• You’ll partner closely with Product, Design, Data, Operations, Risk, Compliance and executive stakeholders to solve complex problems that span organisational boundaries
• Success in this role comes through influence, relationships and organisational leadership as much as execution
• You’ll need to build alignment across a wide range of teams, create clarity in ambiguity, and help Monzo discover what works in new markets while establishing the foundations that allow us to scale across Europe
• This is one of Monzo’s most strategically important areas and a unique opportunity to help build a European bank from the ground up
• Lead a distributed engineering organisation spanning multiple squads, markets and countries
• Build and develop Engineering Managers, Senior Engineering Managers and senior technical leaders
• Partner with Product, Design, Data, Research, Operations, Risk and Compliance leaders to define and execute Monzo’s European strategy
• Drive alignment and execution across numerous collectives to ensure Europe receives the capabilities it needs to succeed
• Shape how Monzo approaches market expansion, localisation, regulatory requirements and multi-market product development
• Influence priorities and outcomes across teams that do not directly report to you
• Create clarity and momentum in highly ambiguous problem spaces where ownership and solutions are not always obvious
• Design and evolve organisational structures, operating models and planning processes that allow Monzo to scale effectively across Europe
• Help identify and validate product-market fit in new markets while balancing short-term delivery and long-term strategic investments
• Partner closely with executive leadership to shape the future of Monzo’s European business

• Yearly Salary Review + Proactive pay increases to reflect growing responsibilities + Share options
• Flexible working hours
• Work From Home Opportunities + we’ll pay for any equipment you need to do your job
• 24 days holiday a year, plus bank holidays
• Employee Assistance Programme
• Paid sick leave for both physical & mental health + Health insurance via AXA or Vitality + Additional health insurance through Medicash
• Learning budget of £1,000 a year
• Aviva Pension Scheme + 4% Employer Contribution
• Paid maternity, paternity, adoption or shared parental leave (after 13 weeks of employment)
• 52 weeks of primary caregiver leave (6 months at 100% pay, 13 weeks at Statutory Maternity Pay, 13 weeks unpaid)
• 3 months of secondary caregiver leave at 100% pay
• Unum Life Insurance
• Access to fertility and family-forming health benefits via Fertifa
• Abellio Season Travel Tickets + Cycle-to-Work Scheme

• You have successfully operated in highly complex organisations where outcomes depend on collaboration across many teams and functions
• You can navigate ambiguity and create clarity where goals, ownership or priorities are not yet fully defined
• You have a strong track record of building high-performing leadership teams and developing future leaders
• You enjoy solving organisational and business problems, not just technical ones
• You can balance strategy and execution, translating ambitious goals into tangible outcomes
• You are comfortable making decisions in environments where there is rarely a perfect answer
• You are energised by the challenge of building something new and helping shape the future of Monzo’s international expansion
• You are exceptional at building relationships and influencing without direct authority
• You have experience leading large engineering organisations through other leaders, including Engineering Managers, Senior Engineering Managers and senior individual contributors
• You have experience scaling organisations through periods of rapid growth, organisational change or market expansion