Financial Services Representative Job Artesia area,California USA,Finance & Banking

Overview

The Financial Services Representative is responsible for providing the bank's customers with personalized banking and new accounts services by performing the following duties. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to GLBA, Regulation Z, Regulation DD, Regulation B, the Dodd–Frank Act, Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act and the Community Reinvestment Act.

Responsibilities

Evaluates needs of potential customers and offers appropriate financial products and services.

Prepares and compiles new customer application and information to open new account.

Ensures completeness of documentation on new account set-up.

Informs and advises customers of status or enhancements to current account productivity, and suggests resolution on account disputes and other account activity.

Interviews customers to obtain information and explain available financial services such as savings and checking accounts, Individual Retirement Accounts, Certificates of Deposit, savings bonds, online banking, ATM and debit cards.

Presents funds received from customer to Customer Service Associate for deposit, and obtain receipt for customer.

Helps customer complete application for products or services.

Obtains credit records from credit reporting agency.

May be responsible for admitting customers to safe deposit vault and/or renting safe deposit boxes.

Accepts wire transfer requests.

Responds to customer inquiries and requests regarding account.

Promotes and cross-sells other establishment products and services as appropriate to customer requirements.

Provides deposit data to support marketing and sales promotion programs.

Generates new business to assist in meeting establishment profitability goals.

May be responsible for accepting loan payments.

Record all transactions promptly, accurately, and in compliance with bank procedures.

Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.

Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.

Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values.

Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. Complies with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.

Performs duties specific to the position and other functions as assigned.

Minimum requirements

High school diploma or equivalent; and a minimum of one to three years new accounts experience, or equivalent combination of work experience/education which may include accounting, balancing or customer service; OR any equivalent combination of experience and/or education from which comparable knowledge, skills and abilities have been achieved.
Basic skills in computer terminal and personal computer operation, mainframe computer system, word processing, typing and spreadsheet software programs to meet the needs of the position.
Basic math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals.
Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to…


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