Lending​/Loan Operations

Locations: , Remote;
Northeast/Mid-Atlantic region, Multi

Job Function: Lending/Loan Operations

Black Farmer Fund (BFF) was created by Black farmers who were frustrated with the limited financing options available to them, hoping to create a funding vehicle that would challenge the racial injustices and wealth inequalities faced by Black food actors. We are a 501(c)3 non-profit organization and an emerging community investment fund that invests patient (flexible repayment terms), and integrated capital (mix of low-interest loans and grants) in Black food businesses in the Northeast.

BFF is by us, for us, with a community of Black farmers and food systems entrepreneurs from across the region leading the fund’s governance and decision-making around which applicants receive funding. Our process is consensus-seeking and guided by our values of economic justice, community wealth building, and managing environmental/ecological impact. We are currently in the process of making direct investments in Black food actors while emphasizing financial education, investment literacy, and active community involvement in creating these financing options.

You can find more information on Black Farmer Fund here .

Black Farmer Fund (BFF) is seeking a full-time Impact Lending and Relationship Associate to help steward and grow our impact-driven investment portfolio, supporting Black farmers and food system entrepreneurs through integrated, non-extractive capital. This role involves blending rigorous credit underwriting with the opportunity to get hands‑on experience with impact strategy , assisting with the structuring, deployment, and management of loans and complementary capital tools.

Reporting directly to the Investment Director, the Impact Lending and Relationship Associate plays a key role in shaping BFF’s investment approach: evaluating opportunities, structuring flexible repayment terms aligned with business cash flow, and ensuring both financial performance and mission alignment across the portfolio. The role includes direct engagement with investees, and collaboration across teams to align capital deployment with technical assistance and ecosystem support.

This position is ideal for an associate‑level impact finance professional seeking meaningful responsibility in deal execution, close engagement with investees, and the opportunity to support an equitable, climate‑resilient food system through mission‑driven investing.

• Source, evaluate, and structure impact‑aligned investments supporting Black farmers and food system enterprises, with responsibility for opportunities from initial screening through closing.
• Assess investee readiness for debt and integrated capital using equitable, context-responsive evaluation methods.
• Conduct preliminary assessments and develop recommendations for applicants who demonstrate investment readiness.
• Lead financial and operational due diligence, including analysis of financial statements, cash flow projections, credit risk, collateral, and business fundamentals.
• Assist with evaluation and structuring loans and integrated capital packages (loans, grants, and technical assistance) with flexible, non‑extractive repayment terms aligned to enterprise cash flow and growth trajectories.
• Assist with coordinating and conducting site visits and qualitative diligence to inform investment decisions and deepen understanding of enterprise operations and impact.
• Maintain strong, ongoing relationships with investees, supporting pre TA needs and obtaining and organizing due diligence information.
• Ensure accurate system and file management for all investments, maintaining high standards of data integrity,…