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Universal Banker/Lending Assistant
Job in
Austin, Travis County, Texas, 78716, USA
Listed on 2025-12-26
Listing for:
Security Bank of Texas
Full Time
position Listed on 2025-12-26
Job specializations:
-
Finance & Banking
Banking Operations, Loan Servicing, Loan Officer
Job Description & How to Apply Below
Security Bank of Texas is looking for a detail-oriented and customer-focused Universal Banker / Lending Assistant to join our Austin team. This hybrid role combines customer service, new account opening, and teller support with direct assistance to lending officers in the loan process.
Responsibilities- Open and maintain new deposit accounts; perform teller transactions as needed, including issuing debit cards, stop payments, and online banking resets.
- Assist lending officers throughout the loan process, including preparing loan documentation, ordering appraisals, lien searches, and title commitments, as well as closing loans and perfecting liens.
- Ensure accurate execution of all loan documents, collection of fees, and proper organization of credit and collateral files.
- Monitor maturing loans, past dues, and collateral exceptions; process loan advances, payments, and related fees.
- Provide responsive service to customers regarding loan applications, existing accounts, overdrafts, returned items, and other operational issues.
- Act as a liaison between customers, lending officers, attorneys, and title companies to ensure smooth loan closings and account servicing.
- Support lending officers with daily administrative needs, including correspondence, secretarial tasks, and relationship development activities.
- Maintain accurate and organized loan files in compliance with bank policies and regulations.
- Research and resolve customer issues in a timely and professional manner.
- Other duties as assigned by management.
- High school diploma or equivalent required; some college coursework preferred.
- 2+ years of banking experience required; prior experience as a Universal Banker or Lending Assistant strongly preferred.
- Knowledge of TRID regulations and prior loan processing experience strongly preferred.
- Proficiency in Microsoft Word, Excel, and other standard office software.
- Strong organizational, problem-solving, and analytical skills.
- Excellent interpersonal and communication abilities, with a strong customer service mindset.
- Ability to multi-task, prioritize, and work effectively in both independent and team environments.
- Full-time, Monday through Friday, 8-hour shift.
- 401(k)
- Health insurance
- Paid time off
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