Escrow PMI Specialist

We are seeking to fill the role of Escrow PMI Specialist I. The ideal candidate enjoys collaborating with clients, industry partners and internal teams to maximize outcomes for homeowners.

• Ensure premiums for conventional loans with PMI in the mortgage servicing portfolio are paid promptly and correctly; ensure proper documentation within the servicing system
• Monthly payment and disbursement of mortgage insurance (“MI”) premiums due
• Review monthly mortgage insurance Termination Reports to ensure that mortgage insurance is removed on all qualifying loans in accordance with established guidelines
• Process requests from borrowers to have mortgage insurance terminated in accordance with established guidelines
• Loan level review and completion of mortgage insurance open tasks
• Determine if mortgage insurance has been removed prematurely and take the necessary corrective steps
• Update and maintain PMI rescission/cancellation documents and work with internal/external clients to mitigate risk involved
• Validate mortgage insurance data in the system of record on incoming and outgoing servicing transfers
• Process all incoming mortgage insurance mail
• Weekly processing of validation reports to ensure that all MI lines are set up correctly in the system of record, including closing document review
• All other duties as assigned.

• High School Diploma or equivalent required.
• 1+ years of experience in mortgage loan servicing/lending (insurance company, escrow department, accounts payable, accounting clerk, or similar role may be acceptable)
• Knowledge of taxing authority due dates, including delinquent and loss/reduction of discount dates
• Ability to manage time and priorities wisely
• Ability to grasp concepts quickly, make sound decisions, and resolve issues
• Ability to work in a high-volume and time-sensitive environment
• Ability to work independently with minimal direction and effectively meet deadlines
• Ability to collaborate with peers in a team environment to attain common goals
• Ability to communicate effectively in writing, in person, and by telephone
• Ability to use Microsoft Office products (Excel, Word, PowerPoint, etc.)
• Ability to maintain strict confidentiality

• Knowledge of investor guidelines and processing systems preferred

Loan Care’s Total Rewards Package offers a comprehensive blend of health and welfare, financial, lifestyle and learning benefits to support employee well-being and engagement. Highlights include:

• Health & Welfare Coverage: Optional medical, dental, vision, life, and disability insurance
• Time Off: Paid holidays, vacation, and sick leave
• Retirement & Investment: Fidelity National Financial matching 401(k) and employee stock purchase plans
• Wellness Programs: Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
• Employee Recognition: Programs that celebrate achievements and milestones
• Lifestyle & Learning Perks: Enjoy discounts on gym memberships, pet insurance, and employee purchasing programs, plus access to atuition reimbursement program that supports your continued education and professional growth.

Compensation Range: $16.54 - $24.71 per hour. Actual compensation may vary within the range provided, depending on a number of factors, including qualifications, skills and experience.

At Loan Care, we don’t just service mortgage loans—we serve people. As a leading full-service mortgage loan subservicer, we deliver excellence to banks, credit unions, independent mortgage companies, investors, and the homeowners they support. Backed by the strength and stability of Fidelity National Financial (NYSE: FNF), a Fortune 500…