Chief Software Engineer

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products.

Establish and promote best practices for software development, including CI/CD automation and Dev Ops, to improve efficiency and quality across the SSDLC.

Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure.

Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof‑of‑concepts to validate emerging ideas and technologies.

Provide technology leadership and motivate high‑performing engineering teams, setting clear priorities to achieve product and technology KPIs.

Collaborate cross‑functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non‑functional requirements.

Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units.

Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one‑on‑one sessions.

Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

• 12+ years of relevant work experience with a Bachelor’s Degree or at least 9 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 6 years of work experience with a PhD, OR 15+ years of relevant work experience.
• 15 or more years of experience with a Bachelor’s Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience.
• Technical Expertise: 15+ years in software engineering with a strong background in architecting large‑scale, distributed systems. Proficiency in languages like Java, Python, or GoLang, and frameworks such as Spring, Node.js, React. Experience with RESTful and gRPC APIs, microservices, and event‑driven systems.
• Security Expertise:
  Strong understanding of API security, data encryption, and Hardware Security Modules (HSMs). Experience in building secure applications and implementing security‑first practices.
• Database
  
  Skills:
  
  Proficiency in SQL and No
  
  SQL databases (e.g., MSSQL, Mongo
  
  DB). Experience with distributed caching technologies like Redis.
• Generative AI & Agentic AI:
  Proven experience leveraging Generative AI and Agentic AI to drive 10X productivity improvements and product innovation. Familiarity with integrating AI solutions into existing platforms.
• Cloud & Dev Ops:
  Hands‑on experience with AWS, Azure, or GCP. Strong understanding of Dev Ops practices, CI/CD pipelines, containerization (Docker), and orchestration tools…