Underwriting Team Leader

Job Title:

Underwriting Team Leader

Location:

Buckinghamshire Hybrid 3 days WFH

Salary:
Depending on experience

Hours:

Monday to Friday 9 am to 5 pm

• Bonus:
  Up to 10% based on performance
• Life Insurance:
  Up to 4x salary
• Private Medical:
  Vitality cover for you & your family
• Hybrid Working: 3 days from home, flexible options
• Paid Time Off: 33 days
• Pension:
  Competitive employer contributions
• Wellbeing:
  Mental & physical health support
• Culture & Growth:
  Inclusive, supportive team with training, career development

You will lead the underwriting and mortgage processing teams, ensuring all loans are assessed and approved in line with the company's credit risk policy and service standards. You will be responsible for team performance, workflow management, and driving continuous improvement across underwriting operations. As a senior underwriter, you will also conduct mandate reviews, support strategic initiatives, and represent the department in internal and external forums.

• Lead, manage, and develop mortgage processing and underwriting teams to deliver excellent customer service.
• Conduct 1-2-1s, set goals, manage performance, and monitor team productivity.
• Oversee department processes, procedures, and documentation, ensuring compliance and consistent outcomes.
• Support MI reporting, third-party relationships, and stakeholder communication.
• Drive continuous improvement, including implementing new systems and processes.
• Underwrite Buy-to-Let and Residential loans within mandate; perform second-case reviews.
• Assess borrower creditworthiness and process mortgage applications from start to finish.
• Ensure accurate data entry, record keeping, and adherence to credit policies.
• Deliver proactive, high-quality customer service to all stakeholders.
• Contribute to business improvement initiatives and support peers in compliant, efficient decision-making.

• Manual underwriting experience in Residential and/or Buy-to-Let mortgages gained with a specialist lender.
• Ability to assess credit risk, make independent lending decisions, and manage complex cases.
• Experienced in people management.
• Confident working in a fast-paced, high-volume environment.

For more information regarding the role of Underwriting Team Leader, please contact us.

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.