VP - Senior Financial Analyst II

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Passionate about Agriculture and building relationships? Join us in growing a better world. We are looking to add to our team of dedicated analysts. This position provides significant support to our customer relationship team in providing products and solutions aimed at helping our clients feed the world.

"I’m extremely proud to represent and work for the largest food and agricultural bank to deliver the financing needs to helps families and producers live out their passion and dream to feed the world every day. It’s a rewarding and satisfying feeling building relationships and working together towards the same goal.” - VP - Senior Financial Analyst I

As a Senior Financial Analyst II, you will analyze and assess a client's credit worthiness while monitoring and servicing a dedicated portfolio within the Major Agri Clients (MAC) segment, working as part of the MAC West team located in California.

SAF-IIs are responsible for complete underwriting of new requests and servicing actions, such as renewals, Annual Reviews, partial releases, and covenant monitoring for relationships within an assigned area, sector, or market segment.

• Analyze & assess the (potential) client’s credit & operational risk using multiple sources of information (e.g., customer’s credit and operating risks, current and historical financial statements, cash flows, tax returns, and financial trend analyses).
• Accompany Relationship Managers (RMs), when requested, on customer farm visits/evaluations.
• Contribute to a full understanding of the client’s business.
• Recommend the structure of credit products based on company policies through thorough analysis.
• Assist the RMs in all aspects of managing their portfolio.
• Work effectively within the Customer Team (e.g., Credit Officer, RM, and Customer Relationship Specialist) to meet customer expectations.
• Execute various (financial/administrative) servicing activities (e.g., partial release, modifications, assumptions).
• Monitor loan compliance (e.g., covenant compliance, delinquencies).
• Assist in the analysis and preparation of annual reviews and loan strategy reports.
• Discuss and propose solutions on how to serve clients optimally.
• Support RM(s) in growing their portfolios.
• Stay abreast of relevant developments in the market.
• Manage & liaise with all stakeholders of the Team (e.g. CRT, Loan Support, Credit Dept., and Client) with respect to loan compliance, loan servicing and the support process.
• Assist with other duties & tasks assigned by manager.

To be considered for the Senior Financial Analyst II role, you must have:

• Bachelor’s Degree
• 7+ years of relevant experience.
• Knowledge of short and long term agricultural credit.
• Skilled in written and oral communication.
• Ability to travel regionally, up to 15%
• Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce.

We believe your well‑being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances its benefit offerings.

• Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire.
• Financial Well-Being provides for your Retirement + Savings + Security. You can start participating in the 401(k) plan on your date of hire and receive matching contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full‑time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays…