Wholesale Underwriter

Who We Are

Dominion Financial Wholesale (DFW) is a nationally recognized Non‑QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative‑qualification loan products, we provide flexible, client‑focused financing solutions that help brokers grow their businesses and close more deals. Where brokers win.

• Integrity
• Accountable & Dependable
• Team Centric
• System & Process Oriented
• Service Ethic
• Organized Efficiency – Risk Management & Compliance

• Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust.
• Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction.

• Review and assess mortgage loan applications to determine eligibility and risk.
• Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports.
• Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations.
• Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation.
• Maintain complete, accurate records of underwriting decisions and conditions.
• Stay current on industry regulations, Non‑QM program changes, and underwriting best practices.
• Support a team‑oriented, solutions‑driven underwriting environment.
• Perform other underwriting‑related duties as assigned by management.

• Bachelor’s degree or 5+ years of mortgage underwriting experience.
• Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios.
• Strong experience underwriting Non‑QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans).
• Manual underwriting experience required.
• Recent underwriting experience (within the past 6 months).
• Expert understanding of both Agency and Non‑QM lending guidelines and compliance requirements.
• Proficiency with mortgage software systems, including Encompass and Mavent.
• Exceptional analytical, organizational, and decision‑making skills.
• Clear, professional communication skills, both written and verbal.
• High attention to detail and accuracy.

• Health insurance
• Dental insurance
• Vision insurance
• 401(k)
• 401(k) matching
• Paid time off

• Company outings & social events
• Virtual events
• Company‑wide competitions and raffles
• Personal financial workshops
• Orioles season tickets

Mid‑Senior level

Full‑time

Management and Manufacturing