Data Scientist - Credit Risk

Location: Bengaluru

Who are we?

Vola Finance is a fast-growing fintech company revolutionizing the way people access and manage their finances. Our platform empowers individuals to improve their financial health and gain control over their spending with innovative tools and solutions. We are backed by industry-leading investors and are committed to building products that make a meaningful impact on our users' lives.

Who are the founders?

Our founding team consists of passionate leaders with deep expertise in finance and technology. They bring a wealth of experience from global companies and are dedicated to fostering a culture of innovation, collaboration, and excellence.

Roles and Responsibilities :

Development, validation and monitoring  of Application and Behaviour score cards for Retail loan portfolio
Improvement of collection efficiency through advanced analytics
Development and deployment of fraud scorecard
Upsell / Cross-sell strategy implementation using analytics
Create modern data pipelines and processing using AWS PAAS components (Glue, Sagemaker studio, etc.)
Deploying software using CI/CD tools such as Azure Dev Ops, Jenkins, etc.

Experience with API tools such as REST, Swagger, and Postman
Model deployment in AWS and management of production environment
Team player who can work with cross-functional teams to gather data and derive insights

Mandatory Technical skill set :

Previous experience in scorecard development and credit risk strategy development
Python and Jenkins
Logistic regression, Scorecard, ML and neural networks
Statistical analysis and A/B testing
AWS Sagemaker, S3 , Ec2, Dockers
REST API, Swagger and Postman
Excel
SQL
Visualisation tools such as Redash / Grafana
Bitbucket, Githubs and versioning tools