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Job Description & How to Apply Below
About Bright Money
Bright Money is a Consumer Fin Tech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.
Bright is a profitable, India-built, U.S.
-market Consumer Fin Tech, with revenue trajectory to $100M in the coming 12 months. The business model combines subscription revenue with financial service marketplace revenues for loans, credit cards, and credit-building tools.
Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer Fin Tech for middle-income consumers.
The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.
Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.
Bright was founded in 2019 by a founding team from McKinsey's Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey.
Bright is a data-driven, fast-paced execution culture that will build a Global Consumer Fin Tech, all functions operating from India.
What is the team & role about
We are hiring a Platform Product Manager - Banking Platform to own and scale core banking and money-movement platform capabilities that power multiple financial products. This role focuses on bank account life cycles, payment rails, partner integrations, and regulatory-ready infrastructure, enabling product teams to build reliably and at scale.
This is a senior product leadership role combining deep platform ownership, people management, executive-level communication, and structured problem-solving. You will operate as a trusted partner to Engineering leadership and CXOs, translating complex technical and regulatory challenges into clear decisions and execution plans.
What will you do
Product Ownership & Strategy
Own the vision, strategy, and roadmap for one or more Banking Services platform domains (e.g., account onboarding, verification, bank transfers, settlements).
Define clear product goals, success metrics, and trade-offs across reliability, compliance, and feature delivery.
Manage the full product lifecycle—from discovery and requirements to launch, adoption, and optimization.
Banking Infrastructure & Money Movement
Drive platform capabilities supporting bank account life cycles and money movement (e.g., ACH equivalents, local bank transfers, instant payments, reconciliation workflows).
Lead integrations with banking partners, payment processors, and financial infrastructure providers.
Ensure strong handling of edge cases such as failures, retries, reversals, exceptions, and settlements.
Compliance, Risk & Resilience
Translate regulatory, scheme, and partner constraints into clear platform requirements (e.g., auditability, controls, data retention, reporting).
Partner with Risk, Compliance, Legal, and Operations to ensure controls are embedded into platform design.
Drive platform resilience designing for partner outages, degraded modes, and recovery scenarios.
Execution & Delivery
Write high-quality PRDs and platform requirements that engineers can execute against with clarity.
Prioritize across run-the-business work, platform improvements, and new enablement initiatives.
Lead cross-functional execution across multiple engineering teams.
Stakeholder & Internal Customer Experience
Act as the product owner for internal consumers of the platform (Product, Engineering, Ops).
Improve developer and internal product team experience through clear APIs, documentation, and self-serve capabilities.
Communicate progress, risks, and decisions clearly to senior leadership.
Ideal candidate profile looks like
Experience & Background:
5 - 12 years of Product Management experience, with strong exposure to backend, platform, or infrastructure products.
Prior people management…
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