More jobs:
Job Description & How to Apply Below
Business Analyst – Payments (Fintech)
Experience
Required:
10+ Years
Domain Expertise: Payments (Domestic & International)
Location:
Bangalore/Chennai
Employment Type:
Full-time
About the Role
We are seeking a highly experienced Business Analyst with a strong background in Payments within the Fintech domain . The ideal candidate will have 10+ years of experience in business analysis, product enhancement, requirements gathering, and end-to-end delivery of payment solutions. This role requires deep domain knowledge of payment systems, regulatory frameworks, digital payments, and transaction processing.
Key Responsibilities
Business Analysis & Requirements Management
Lead the end-to-end requirements gathering process, including functional, non-functional, and system-level requirements.
Facilitate workshops with cross-functional stakeholders to understand business needs and translate them into detailed BRDs, FRDs, and user stories.
Conduct gap analysis, impact analysis, and feasibility studies for new payment features or enhancements.
Collaborate with Product, Technology, Compliance, and Operations teams to define scope and priorities.
Payments Domain Expertise
Analyze and design workflows for Card Payments, UPI, Wallets, IMPS/NEFT/RTGS, Cross-border Payments, Tokenization, Mandates , and other payment instruments.
Understand and interpret regulatory guidelines (RBI, NPCI, PCI-DSS, ISO 8583 standards, etc.) and ensure system compliance.
Work on authorization, clearing, settlement processes, transaction routing logic, chargeback handling, and dispute resolution.
Project Execution & Delivery
Act as a bridge between business and technology teams, ensuring timely and quality delivery of payment features.
Support development and QA teams with clarifications, functional validation, and UAT planning/execution.
Monitor project progress, risks, dependencies, and prepare required documentation.
Lead end-to-end product rollout, migration, and post-production support.
Data & Process Analysis
Perform data-driven analysis to identify Payment trends, failure patterns, drops, and improvement opportunities.
Optimize processes to enhance authorization success rates, reduce operational overhead, and improve user experience.
Required
Skills & Qualifications
Technical & Domain Skills
10+ years in Business Analysis, with minimum 5+ years specifically in Payment Systems .
Strong understanding of:
UPI, IMPS, NEFT, RTGS, Card Payments (Issuer/Acquirer), Wallets
ISO 8583 messaging, Payment Switches, Transaction Routing
KYC/AML, Risk & Fraud controls, Compliance frameworks
Experience working with BFSI/Fintech products, payment gateways, or large-scale transaction systems.
Knowledge of API structures (REST, SOAP), SQL, and data analysis tools (desirable).
Soft Skills
Excellent communication, stakeholder management, and problem-solving abilities.
Strong documentation skills with attention to detail.
Ability to handle multiple projects in a fast-paced fintech environment.
Proven ability to drive decisions, manage conflicts, and deliver results.
Educational Qualifications
Bachelor’s or Master’s degree in Engineering, Computer Science, Finance, Business, or related field.
Certifications like CBAP, CCBA, PMP, Agile/Scrum are an added advantage.
Why Join Us?
Opportunity to contribute to cutting-edge digital payment innovations .
Work closely with industry leaders in the fintech space.
Dynamic, high-growth environment with strong career advancement potential.
Note that applications are not being accepted from your jurisdiction for this job currently via this jobsite. Candidate preferences are the decision of the Employer or Recruiting Agent, and are controlled by them alone.
To Search, View & Apply for jobs on this site that accept applications from your location or country, tap here to make a Search:
To Search, View & Apply for jobs on this site that accept applications from your location or country, tap here to make a Search:
Search for further Jobs Here:
×