Director of Enterprise-Wide Risk

Director of Enterprise-Wide Risk

“Lead risk with clarity, challenge with purpose, and shape the bank’s future resilience.”

At Castle Trust Bank, we pride ourselves in being a fintech challenger bank, providing specialist property mortgages, retail finance lending and savings accounts to a variety of customers.

We are seeking an experienced and strategic Director of Enterprise-Wide Risk to lead our second-line risk oversight capability.

This role is based in Basingstoke, with some travel to London, on a hybrid capacity 3 days a week in the office and 2 days at home.

This is a senior leadership role responsible for delivering independent challenge, governance and enterprise-wide risk insight across Operational Risk, Financial Crime, Treasury Risk, Model Risk, Technology/Cyber and broader non-financial risk areas. You will play a pivotal role in ensuring robust risk frameworks, effective governance and clear visibility of emerging risks across the organisation.

Leading a focused and high-impact team, you will work closely with senior stakeholders, Executive Committees and the Board to shape and strengthen the Bank’s risk profile and resilience.

• Lead the Bank’s second-line Enterprise-Wide Risk oversight capability
• Provide independent challenge across operational, financial crime, treasury, model and technology/cyber risk disciplines
• Drive the development and maturity of enterprise-wide risk frameworks and governance
• Ensure alignment with risk appetite and regulatory expectations
• Enable visibility and escalation of cross-functional and systemic risk themes

• Oversee second-line Treasury and Model Risk governance frameworks
• Review and challenge risk appetite metrics, stress testing outputs and management information
• Oversee model governance processes including inventories, validation tracking and periodic reviews
• Escalate material risks, control weaknesses and governance deficiencies

• Lead oversight of Operational Risk and Financial Crime frameworks, deputising for the MLRO where required
• Challenge incident trends, control effectiveness and remediation activities
• Oversee operational resilience, outsourcing and cyber/technology risk themes from a second-line perspective
• Provide enterprise-wide insight into Financial Crime risks and control environments
• Drive identification and escalation of emerging risk themes

• Deliver enterprise-wide risk reporting and thematic insight to Executive and Board committees
• Support effective governance through senior forum participation
• Oversee issue tracking, remediation monitoring and governance reporting processes
• Ensure timely escalation of material or systemic risks

• Lead, develop and mentor a high-performing Enterprise-Wide Risk team
• Allocate oversight responsibilities across specialist and analytical resources
• Foster a culture of constructive challenge, collaboration and continuous improvement
• Contribute to broader Risk Division initiatives and regulatory engagement

• Significant second-line risk leadership experience within financial services or banking
• Degree in a quantitative, finance or related discipline
• Strong understanding of enterprise and non-financial risk management frameworks
• Proven experience overseeing Operational Risk and wider enterprise risk disciplines
• Working knowledge of Treasury, Model Risk and Financial Crime governance frameworks
• Excellent stakeholder management and influencing skills at Executive and Board level
• Experience presenting to senior governance forums and committees
• Strong communication, strategic thinking and leadership capability

As well as taking on a high‑profile leadership role with direct impact on the Bank’s risk strategy and working closely with Executive and Board-level stakeholders, you will get the opportunity to lead a broad evolving enterprise-wide risk agenda and be part of a progressive, specialist bank focused on growth and resilience.

In addition, you will receive:

• Competitive salary
• Performance bonus (based on individual and company performance)
• Generous contributory pension through…