Financial Crime Operations Analyst

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At Wealthtime, we take pride in our role as a multi-award-winning financial technology company, known for our outstanding 5-star service platform. Our journey is guided by our shared values and behaviours: ‘Seek Opportunity’, ‘Nurture Each Other’ and ‘Simply Get Going’.

This role sits within the Financial Crime Operations Team. The Financial Crime Operations Analyst plays a crucial role in ensuring Wealthtime’s compliance with regulatory requirements by supporting Wealthtime’s first line of defence responsibilities. You will be instrumental in supporting the first-line function, helping to document and enforce compliance across the Business. The role involves acting as a key point of contact for ensuring that relevant regulations are adhered to.

• Complete initial KYC & KYB checks on clients and advisers.
• Verify the legitimacy of Business entities by researching ownership structures, beneficial owners, and associated individuals.
• Execute rectification duties as needed, ensuring prompt and accurate resolution of issues.

• Monitor outcomes provided to Clients, ensuring adherence to established processes and identifying any potential risks.
• Assess outcomes across the distribution chain, escalating any instances of poor performance or non‑compliance.
• Evaluate the fairness of value provided to customers by all participants in the distribution chain.

• Analyse MI to monitor compliance with internal and regulatory requirements among business partners.
• Conduct oversight reviews and quality assurance (QA) of outcomes delivered, ensuring consistency and high standards.
• Manage and deliver findings from assessments, including customer notifications where necessary.

• Serve pro‑actively as a consumer advocate within the Business, ensuring customer‑centric decision‑making.
• Collaborate with compliance functions to maintain consistency in compliance messaging.

Given this is a new role you may be required to undertake other activities and additional responsibilities that fall within your capabilities as directed by management, as the role develops and is embedded.

• An interest in developing a career in financial regulation, specifically financial crime.
• Experience in a role which requires you to think “outside of the box” to investigate complex cases.
• Data analysis skills with the ability to identify trends and insights from complex data sets.
• Proficiency in MS Excel and other MS Tools.
• Strong attention to detail with the ability to work independently and under pressure to meet tight deadlines.

• Flexibility and strong prioritisation skills, allowing you to adapt to changing Business needs.
• Background in investments and/or DFMs, with involvement in oversight, onboarding or distributor‑related activities.

• Competitive Compensation:
  We offer a competitive salary that reflects your skills and contributions.
• Hybrid Working:
  Enjoy the flexibility of a hybrid work model, balancing the comforts of home with the camaraderie of the office.
• Yearly Discretionary Bonus:
  Look forward to a yearly discretionary bonus as a token of appreciation for your dedication.
• Generous Holiday Package:
  You'll receive 34 days of holiday per calendar year, including bank holidays. Plus, we offer the option to purchase or sell up to 5 additional days per year, tailoring your time off to suit your needs.
• Wellbeing at Heart:
  We understand the importance of your well‑being, which is why we offer a Wellbeing day, allowing you to take a break when you need it most, whether it's for your birthday, moving house, or simply pampering yourself.
• Professional Growth:
  We're committed to your professional development and will support and encourage your career advancement.
• Comprehensive Health:
  Your and your family's health is a priority for us. We provide a Private Medical scheme that can be extended to full family coverage, an Income protection scheme, and a…