Underwriter,Finance & Banking Job Bath area,Maine USA,Finance & Banking

Location 765 Washington St.,Bath, ME, 04530,United States
Base Pay $25.75 - $39.38 / Hour
Employee Type Full Time Non-Exempt

Description

ESSENTIAL FUNCTIONS:

Complete denial packets within the time frame required by compliance.

Complete cancellation packets in a timely manner.

Scan loan documentation from loan closings to the archives (Synergy & Docu Sign)

Updating the loan cancellation sheet daily with the In-Progress loans report or requests from processors. This includes listing the reason why the application is being cancelled (if stated) for tracking purposes.

Assist with loan closings by ensuring information is complete, file maintenance has been completed, and packets have been put together correctly.

Assist Underwriters with entering in approvals, reviewing, and noting documents.

Low level approval authority. Outline of what qualifications will be provided by the Underwriting Manager once authority has been granted.

Retrieving loan documents for staff when requested.

Completing Real Estate Discharges

Keep Totaled Vehicles tracking sheet up to date, follow up with members and staff as needed and file GAP claims.

Back up titles as needed.

Verify information is correct in Epysis via daily reports.

Actively promote the Credit Union and cross-sell its products and services.

Ensure that efforts conform to applicable policies and regulations.

Perform other duties and functions as assigned

Requirements

PERFORMANCE EXPECTATIONS:

Maintain a reliable attendance record during scheduled hours.

Be proficient with Microsoft Office Suite; especially Excel and Outlook.

Able to input data consistently and correctly regarding archiving documentation.

Possess excellent oral, writing, organizational skills, and attention to detail.

Excellent interpersonal and member service skills.

Adhere to departmental and credit union policies and procedures.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to stand for extended periods; use hands to finger, handle, or feel;

reach with hands and arms; and talk or hear. The employee must be able to speak and hear distinctly. Specific vision abilities required by this job included close vision, color vision, and ability to adjust focus. The employee is required to stand, sit, and walk; sometimes to climb or balance; stoop, kneel, crouch, or crawl. The employee must occasionally life and/or move up to 30 seconds.

WORK

ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. All essential functions are performed in an office setting. Temperatures in the climate-controlled office may fluctuate. Work area is sometimes noisy due to multiple member transactions. The noise level in the work environment is usually moderate. Employee may not be able to easily leave work area unless for a scheduled break.

MENTAL

DEMANDS

The mental demands for this position include: the need to be alert to member needs, to be resourceful in solving member and loan processors problems, and to be precise when updating member accounts. The employee must be able to deal with people effectively under adverse and/or stressful conditions, occasionally be persuasive, use judgment, and exhibit patience.

NOTE:

Job descriptions are not intended and should not be construed to be exhaustive lists of responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be accurate…

Underwriter, Finance & Banking